Median Earnings (1yr)
$45,306
48th percentile (60th in TX)
Median Debt
$20,500
21% below national median
Debt-to-Earnings
0.45
Manageable
Sample Size
525
Adequate data

Analysis

Texas State's business program delivers solid value through a combination of lower debt and steady earnings growth. With graduates owing just $20,500 compared to the national median of $26,000, students here take on significantly less financial risk while still achieving earnings that outpace most Texas business programs. At the 60th percentile among Texas schools, this program performs better than the majority of in-state competitors while keeping debt well below the state median of $24,250.

The earnings trajectory shows why this program works for many students. Starting salaries of $45,306 grow to $57,305 by year four—a healthy 27% increase that demonstrates career mobility. While top-tier Texas programs like UT Austin and TCU produce higher starting salaries, they typically come with substantially more debt and admission uncertainty. Texas State's 89% admission rate means most qualified students can access this program.

The debt-to-earnings ratio of 0.45 puts graduates in a manageable financial position from day one. For families seeking a business degree that balances cost, accessibility, and career outcomes, Texas State offers a practical path to the middle class without the financial strain of elite alternatives. This is particularly compelling for in-state students who can leverage Texas's strong job market while avoiding excessive debt loads.

Where Texas State University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Texas State UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Texas State University graduates compare to all programs nationally

Texas State University graduates earn $45k, placing them in the 48th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Business Administration, Management and Operations bachelors's programs at peer institutions in Texas (94 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Texas State University$45,306$57,305$20,5000.45
Texas Christian University$71,984$93,488$25,0000.35
The University of Texas at Austin$66,289$79,482$20,7500.31
LeTourneau University$65,144$63,561$39,6680.61
Baylor University$63,438$69,489$22,8660.36
Southern Methodist University$60,659$105,314$19,5000.32
National Median$45,703$26,0000.57

Other Business Administration, Management and Operations Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Texas Christian University
Fort Worth
$57,220$71,984$25,000
The University of Texas at Austin
Austin
$11,678$66,289$20,750
LeTourneau University
Longview
$35,500$65,144$39,668
Baylor University
Waco
$54,844$63,438$22,866
Southern Methodist University
Dallas
$64,460$60,659$19,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas State University, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 525 graduates with reported earnings and 509 graduates with debt data. Small samples may not be representative.