Analysis
Based on comparable business programs in Texas, graduates here would face a debt burden around $23,750 against first-year earnings of roughly $45,900—a manageable 0.52 ratio that suggests this program won't saddle students with crushing payments. That estimated debt sits below both the state and national medians for business degrees, while earnings align precisely with Texas's typical outcomes. For families concerned about affordability at a school where 40% of students receive Pell grants, these projections suggest financial accessibility without the premium price tags seen at UT Austin or Baylor.
The challenge lies in the ceiling. Top business programs in Texas—even public options like UT Austin—report first-year earnings exceeding $90,000, more than double what peer programs suggest for TWU graduates. Similar Texas programs producing $45,900 outcomes demonstrate consistent but modest earning potential, positioning graduates for stable but not exceptional career starts. The wide-open 95% admission rate signals accessibility over selectivity, which often correlates with less robust employer recruiting pipelines.
For families prioritizing a four-year business credential without excessive debt, these estimates point to reasonable value. But if your child has competitive academic credentials, comparing actual outcomes from TWU (when they publish sufficient data) against more selective Texas business programs would clarify whether you're trading significantly higher earning potential for lower upfront costs.
Where Texas Woman's University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Compare to Similar Programs in Texas
Business/Commerce bachelors's programs at peer institutions in Texas (41 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,648 | $45,899* | — | $23,750* | — | |
| $11,678 | $94,041* | — | —* | — | |
| $54,844 | $74,886* | $90,608 | $15,000* | 0.20 | |
| $36,690 | $60,641* | $71,368 | $38,138* | 0.63 | |
| $17,488 | $57,020* | $56,664 | $47,236* | 0.83 | |
| $7,746 | $56,494* | $70,808 | $23,766* | 0.42 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas Woman's University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 24 similar programs in TX. Actual outcomes may vary.