Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
A $25,700 debt load for a finance degree isn't alarming on its face—it's roughly in line with what New York finance programs typically require—but the earnings picture based on peer programs in the state reveals significant variation in outcomes. Similar bachelor's programs in New York suggest first-year earnings around $51,200, which translates to a manageable debt-to-earnings ratio of 0.50. That's reasonable compared to national benchmarks for finance degrees ($53,600 median), though it's worth noting that top finance programs in New York—Fordham, Binghamton, Syracuse—produce graduates earning $70,000 to $85,000 in their first year, suggesting the field rewards program quality and connections.
The College of Saint Rose serves a substantial population of Pell grant recipients (39%), which often correlates with less family financial cushion to absorb career starts. For finance specifically, where internships and entry-level positions in competitive markets like New York City can make or break early trajectories, the lack of program-specific data here is itself telling. Without visibility into actual outcomes for Saint Rose finance graduates, you're relying entirely on state averages that include everything from community college transfers to elite private universities.
The estimated figures suggest this program could work financially if your child lands in the middle of the state pack, but there's no safety net in the data to confirm that's happening for Saint Rose graduates specifically. If considering this program, direct conversations with career services about finance-specific placement rates and employer relationships would be essential.
Where The College of Saint Rose Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in New York
Finance and Financial Management Services bachelors's programs at peer institutions in New York (47 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $37,452 | $51,244* | — | $25,722* | — | |
| $61,992 | $83,789* | $112,777 | $26,850* | 0.32 | |
| $10,363 | $73,598* | $94,174 | $15,000* | 0.20 | |
| $63,061 | $72,819* | $91,086 | $27,000* | 0.37 | |
| $51,424 | $61,246* | $81,127 | $26,000* | 0.42 | |
| $57,016 | $56,513* | $86,145 | $23,250* | 0.41 | |
| National Median | — | $53,590* | — | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The College of Saint Rose, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 27 similar programs in NY. Actual outcomes may vary.