Analysis
Saint Rose's Social Work program lands squarely in the middle of what similar programs across New York typically produce—estimated first-year earnings of $38,126 match the state median exactly. By year four, graduates earn $45,919, showing steady progression in a field where experience matters. The $26,000 debt load is nearly identical to both state and national averages, creating a debt-to-earnings ratio of 0.68 that's manageable for social work standards.
The challenge becomes clearer when comparing against actual outcomes at New York's stronger social work programs. CUNY schools consistently place graduates $4,000-6,000 higher in first-year earnings—a meaningful difference when you're starting near $38,000. That gap represents months of loan payments or the margin between financial stress and stability in early career years. Saint Rose serves a population where 39% receive Pell grants, yet its outcomes don't appear to give those students an advantage over more affordable state options.
For families borrowing the full $26,000, the math works but leaves little room for error. Social work demands graduate education for advancement, meaning this bachelor's degree is often just the first step in an expensive journey. If CUNY schools or similar state programs are accessible alternatives, their stronger placement records make them worth serious consideration, especially given likely lower costs.
Where The College of Saint Rose Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| The College of Saint Rose | — | $45,919 | — |
| New York University | $26,837 | $64,289 | +140% |
| CUNY York College | $44,742 | $58,778 | +31% |
| College of Staten Island CUNY | $31,021 | $56,620 | +83% |
| University at Albany | $32,913 | $54,302 | +65% |
Compare to Similar Programs in New York
Social Work bachelors's programs at peer institutions in New York (31 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $37,452 | $38,126* | $45,919 | $26,000 | — | |
| $7,358 | $44,742* | $58,778 | $9,500 | 0.21 | |
| $7,352 | $44,311* | — | $15,096 | 0.34 | |
| $7,410 | $42,300* | $50,858 | $12,690 | 0.30 | |
| $7,382 | $42,227* | — | $9,608 | 0.23 | |
| $38,000 | $40,642* | $46,999 | $40,593 | 1.00 | |
| National Median | — | $37,296* | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The College of Saint Rose, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 15 similar programs in NY. Actual outcomes may vary.