Liberal Arts and Sciences, General Studies and Humanities at The College of the Florida Keys
Associate's Degree
cfk.eduAnalysis
This small Key West college punches above its weight for a general studies associate's degree. Graduates start at $30,933—beating 77% of similar programs nationally and landing in the 60th percentile among Florida's 55 schools offering this degree. That's notable considering general studies programs typically struggle to differentiate themselves. The $7,285 median debt is lower than both the state median ($9,250) and national figure ($10,950), creating a debt-to-earnings ratio of just 0.24. Students essentially borrow less than three months' salary.
The 21% earnings growth from year one to year four suggests graduates aren't trapped in entry-level positions. While top Florida programs like Saint Leo push past $40,000, College of the Florida Keys delivers respectable outcomes at minimal debt cost. The trade-off makes sense: you're not getting elite earnings, but you're also not taking on crushing debt for a degree that's often criticized for lacking career focus.
One major caveat: these figures come from fewer than 30 graduates, so individual outcomes could vary widely. But the fundamental equation—below-average debt, above-average earnings for this degree type—suggests students are getting practical workforce preparation without the financial burden that often accompanies associate's degrees. For families seeking an affordable path to work in the Keys' tourism-driven economy, this program offers genuine value.
Where The College of the Florida Keys Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally
Earnings Distribution
How The College of the Florida Keys graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| The College of the Florida Keys | $30,933 | $37,364 | +21% |
| Saint Leo University | $41,989 | $45,328 | +8% |
| Santa Fe College | $25,823 | $40,559 | +57% |
| Hillsborough Community College | $30,406 | $39,453 | +30% |
| Florida SouthWestern State College | $27,740 | $39,129 | +41% |
Compare to Similar Programs in Florida
Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Florida (55 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $3,279 | $30,933 | $37,364 | $7,285 | 0.24 | |
| $28,360 | $41,989 | $45,328 | $23,687 | 0.56 | |
| $6,360 | $31,140 | $37,671 | $15,125 | 0.49 | |
| $2,878 | $30,678 | $38,095 | $10,909 | 0.36 | |
| $2,506 | $30,406 | $39,453 | $11,000 | 0.36 | |
| $3,050 | $29,805 | $34,620 | $8,125 | 0.27 | |
| National Median | — | $27,248 | — | $10,950 | 0.40 |
Career Paths
Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The College of the Florida Keys, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 25 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.