Liberal Arts and Sciences, General Studies and Humanities at The College of the Florida Keys
Associate's Degree
Analysis
This small Key West college punches above its weight for a general studies associate's degree. Graduates start at $30,933—beating 77% of similar programs nationally and landing in the 60th percentile among Florida's 55 schools offering this degree. That's notable considering general studies programs typically struggle to differentiate themselves. The $7,285 median debt is lower than both the state median ($9,250) and national figure ($10,950), creating a debt-to-earnings ratio of just 0.24. Students essentially borrow less than three months' salary.
The 21% earnings growth from year one to year four suggests graduates aren't trapped in entry-level positions. While top Florida programs like Saint Leo push past $40,000, College of the Florida Keys delivers respectable outcomes at minimal debt cost. The trade-off makes sense: you're not getting elite earnings, but you're also not taking on crushing debt for a degree that's often criticized for lacking career focus.
One major caveat: these figures come from fewer than 30 graduates, so individual outcomes could vary widely. But the fundamental equation—below-average debt, above-average earnings for this degree type—suggests students are getting practical workforce preparation without the financial burden that often accompanies associate's degrees. For families seeking an affordable path to work in the Keys' tourism-driven economy, this program offers genuine value.
Where The College of the Florida Keys Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How The College of the Florida Keys graduates compare to all programs nationally
The College of the Florida Keys graduates earn $31k, placing them in the 77th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Florida
Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Florida (55 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| The College of the Florida Keys | $30,933 | $37,364 | $7,285 | 0.24 |
| Saint Leo University | $41,989 | $45,328 | $23,687 | 0.56 |
| University of West Florida | $31,140 | $37,671 | $15,125 | 0.49 |
| Florida State College at Jacksonville | $30,678 | $38,095 | $10,909 | 0.36 |
| Hillsborough Community College | $30,406 | $39,453 | $11,000 | 0.36 |
| Palm Beach State College | $29,805 | $34,620 | $8,125 | 0.27 |
| National Median | $27,248 | — | $10,950 | 0.40 |
Other Liberal Arts and Sciences, General Studies and Humanities Programs in Florida
Compare tuition, earnings, and debt across Florida schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Saint Leo University Saint Leo | $28,360 | $41,989 | $23,687 |
| University of West Florida Pensacola | $6,360 | $31,140 | $15,125 |
| Florida State College at Jacksonville Jacksonville | $2,878 | $30,678 | $10,909 |
| Hillsborough Community College Tampa | $2,506 | $30,406 | $11,000 |
| Palm Beach State College Lake Worth | $3,050 | $29,805 | $8,125 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The College of the Florida Keys, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 25 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.