Liberal Arts and Sciences, General Studies and Humanities at University of West Florida
Associate's Degree
Analysis
UWF's Liberal Arts associate program produces earnings that significantly outpace both state and national medians for this degree—graduates earn $37,671 four years out, compared to Florida's typical $26,978. That places this program in the 60th percentile statewide and 78th percentile nationally, solid performance for a general studies degree. The debt load of $15,125 is manageable, translating to a debt-to-earnings ratio under 0.5, and the 21% earnings growth from year one to year four suggests graduates find their footing in the job market.
However, the small sample size here (under 30 graduates tracked) means these numbers could shift dramatically with a different cohort. For context, this is an associate degree at a university better known for its bachelor's programs—most students likely transfer rather than enter the workforce immediately, which may explain why the tracked graduates perform well (they might be a self-selected group entering specific career paths). The program also carries more debt than typical Florida liberal arts programs, though still less than the national average.
For a parent, this looks like a reasonable value if your child plans to work immediately after earning this two-year degree. But if they're using this as a stepping stone to a bachelor's—which is the more common path—you'll want to factor in the total debt accumulation across all degrees before celebrating these numbers.
Where University of West Florida Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of West Florida graduates compare to all programs nationally
University of West Florida graduates earn $31k, placing them in the 78th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Florida
Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Florida (55 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of West Florida | $31,140 | $37,671 | $15,125 | 0.49 |
| Saint Leo University | $41,989 | $45,328 | $23,687 | 0.56 |
| The College of the Florida Keys | $30,933 | $37,364 | $7,285 | 0.24 |
| Florida State College at Jacksonville | $30,678 | $38,095 | $10,909 | 0.36 |
| Hillsborough Community College | $30,406 | $39,453 | $11,000 | 0.36 |
| Palm Beach State College | $29,805 | $34,620 | $8,125 | 0.27 |
| National Median | $27,248 | — | $10,950 | 0.40 |
Other Liberal Arts and Sciences, General Studies and Humanities Programs in Florida
Compare tuition, earnings, and debt across Florida schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Saint Leo University Saint Leo | $28,360 | $41,989 | $23,687 |
| The College of the Florida Keys Key West | $3,279 | $30,933 | $7,285 |
| Florida State College at Jacksonville Jacksonville | $2,878 | $30,678 | $10,909 |
| Hillsborough Community College Tampa | $2,506 | $30,406 | $11,000 |
| Palm Beach State College Lake Worth | $3,050 | $29,805 | $8,125 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of West Florida, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 25 graduates with reported earnings and 250 graduates with debt data. Small samples may not be representative.