Analysis
Similar engineering programs nationally suggest first-year earnings around $67,911 for this Bachelor's degree, but that's about $20,000 below what California engineering graduates typically earn. Harvey Mudd and UC Davis graduates clear $80,000-$90,000 in their first year, highlighting how much variation exists even within the state. The estimated $26,459 in debt produces a manageable 0.39 ratio, meaning graduates would owe roughly five months of salary—a standard burden for engineering degrees.
The challenge here isn't the debt load but the earnings trajectory. Engineering is one of the few fields where California's robust tech economy typically delivers a substantial premium over national averages, yet this program's peer-based estimates land at the national median rather than capturing that state advantage. Whether that reflects Master's University's smaller scale, its students' career choices, or simply the limitation of working with estimated rather than actual outcomes remains unclear. For a family paying California tuition rates, that $20,000 annual gap matters significantly when you're projecting earnings across a career.
If your child is committed to engineering and specifically drawn to Master's University's faith-based environment, the estimated debt picture doesn't raise red flags. But you're essentially betting on outcomes that deviate substantially from what California's engineering job market typically delivers to Bachelor's degree holders. Request placement data directly from the school before committing.
Where The Master's University and Seminary Stands
Earnings vs. debt across all engineering bachelors's programs nationally
Compare to Similar Programs in California
Engineering bachelors's programs at peer institutions in California (26 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $36,930 | $67,911* | — | $26,459* | — | |
| $66,255 | $92,491* | $103,969 | $22,240* | 0.24 | |
| $15,247 | $82,956* | $104,701 | $15,000* | 0.18 | |
| National Median | — | $67,911* | — | $26,056* | 0.38 |
Career Paths
Occupations commonly associated with engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Engineering Teachers, Postsecondary
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
Microsystems Engineers
Photonics Engineers
Robotics Engineers
Nanosystems Engineers
Wind Energy Engineers
Solar Energy Systems Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The Master's University and Seminary, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 47 similar programs. Actual outcomes may vary.