Median Earnings (1yr)
$75,273
36th percentile (60th in TN)
Median Debt
$28,375
14% above national median
Debt-to-Earnings
0.38
Manageable
Sample Size
43
Adequate data

Analysis

UT-Chattanooga's electrical engineering program delivers a straightforward value proposition: graduates carry slightly more debt than average but earn solidly above the Tennessee median, ranking in the 60th percentile statewide. First-year earnings of $75,273 trail the national median by about $2,500, but they're competitive with UT-Knoxville—the flagship campus that typically commands higher starting salaries. With debt at $28,375, graduates owe roughly one-third of their first year's income, a manageable burden that most can handle with standard loan repayment schedules.

The program's real strength lies in its accessibility combined with respectable outcomes. At a 77% admission rate, this isn't a highly selective program, yet graduates still see 18% earnings growth by year four and outperform most Tennessee engineering programs. That debt-to-earnings ratio of 0.38 sits comfortably below the threshold where student loans typically become problematic. For Tennessee families, this offers a practical path into electrical engineering without the pressure of ultra-competitive admissions or the debt loads common at private institutions.

If your child can gain admission to UT-Knoxville, that's marginally better for starting salary, but the $1,800 difference won't meaningfully change their financial trajectory. UT-Chattanooga offers solid engineering training at reasonable cost—exactly what an in-state public university should deliver.

Where The University of Tennessee-Chattanooga Stands

Earnings vs. debt across all electrical, electronics and communications engineering bachelors's programs nationally

The University of Tennessee-ChattanoogaOther electrical, electronics and communications engineering programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How The University of Tennessee-Chattanooga graduates compare to all programs nationally

The University of Tennessee-Chattanooga graduates earn $75k, placing them in the 36th percentile of all electrical, electronics and communications engineering bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Electrical, Electronics and Communications Engineering bachelors's programs at peer institutions in Tennessee (11 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee-Chattanooga$75,273$88,939$28,3750.38
The University of Tennessee-Knoxville$75,316$88,535$21,6300.29
Tennessee Technological University$73,453$88,359$20,0340.27
University of Memphis$71,137$79,126$23,0000.32
National Median$77,710—$24,9890.32

Other Electrical, Electronics and Communications Engineering Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Tennessee-Knoxville
Knoxville
$13,484$75,316$21,630
Tennessee Technological University
Cookeville
$10,084$73,453$20,034
University of Memphis
Memphis
$10,344$71,137$23,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Chattanooga, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 43 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.