Median Earnings (1yr)
$39,481
34th percentile (40th in TN)
Median Debt
$22,517
13% below national median
Debt-to-Earnings
0.57
Manageable
Sample Size
154
Adequate data

Analysis

UTC's teacher education program produces graduates earning around $39,000 annually—a figure that remains essentially flat from year one to year four. This stagnation is problematic in a profession where earnings typically grow with classroom experience and advanced credentials. While the $22,517 in median debt is manageable with a debt-to-earnings ratio of 0.57, graduates trail both the Tennessee median ($40,936) and sit in just the 40th percentile statewide. That means six out of ten Tennessee teacher education programs deliver better outcomes.

The comparison to top Tennessee programs is stark: Lipscomb graduates earn $47,655—over $8,000 more annually—while even the state's large public Middle Tennessee State produces better results at $42,657. This isn't about small sample uncertainty either; the data reflects over 100 graduates, making these patterns reliable. The lack of earnings growth suggests either limited professional development opportunities or perhaps graduates leaving the classroom at higher rates than peers elsewhere.

For families considering this program, the math is straightforward: lower starting salaries that don't improve, combined with middle-of-the-pack debt levels, mean tighter budgets in those crucial early career years. If your child is committed to teaching in Tennessee, programs like Middle Tennessee State or even Carson-Newman offer measurably better financial foundations for the same career path.

Where The University of Tennessee-Chattanooga Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

The University of Tennessee-ChattanoogaOther teacher education and professional development, specific levels and methods programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How The University of Tennessee-Chattanooga graduates compare to all programs nationally

The University of Tennessee-Chattanooga graduates earn $39k, placing them in the 34th percentile of all teacher education and professional development, specific levels and methods bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Tennessee (32 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee-Chattanooga$39,481$39,355$22,5170.57
Lipscomb University$47,655$43,558$21,5000.45
Lee University$44,397$39,712$23,8320.54
Carson-Newman University$43,685—$26,5000.61
Southern Adventist University$43,283—$24,2500.56
Middle Tennessee State University$42,657$39,987$22,5000.53
National Median$41,809—$26,0000.62

Other Teacher Education and Professional Development, Specific Levels and Methods Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Lipscomb University
Nashville
$38,824$47,655$21,500
Lee University
Cleveland
$22,690$44,397$23,832
Carson-Newman University
Jefferson City
$34,700$43,685$26,500
Southern Adventist University
Collegedale
$25,590$43,283$24,250
Middle Tennessee State University
Murfreesboro
$9,506$42,657$22,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Chattanooga, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 154 graduates with reported earnings and 175 graduates with debt data. Small samples may not be representative.