Finance and Financial Management Services at The University of Tennessee-Knoxville
Bachelor's Degree
utk.eduAnalysis
UT-Knoxville's finance program delivers something rare: strong first-year outcomes that accelerate rather than plateau. Starting at $53,826, graduates see earnings jump 27% to $68,331 by year fourβa trajectory that suggests these students are landing roles with genuine advancement potential rather than dead-end analyst positions. Among Tennessee's 21 finance programs, this ranks 60th percentile for earnings while outperforming peer state schools like Memphis ($44,395) and Tennessee Tech ($41,176) by substantial margins.
The $23,250 debt load translates to a 0.43 debt-to-earnings ratio, meaning graduates owe less than half their first-year salary. That's manageable by any standard and provides breathing room for young professionals building careers in banking, corporate finance, or investment management. The program essentially tracks national medians across both earnings and debt, which at a flagship state university represents solid valueβyou're getting outcomes comparable to the national market at in-state tuition rates.
The admission selectivity (46% acceptance, 1304 SAT) suggests UT-Knoxville attracts capable students who can compete for better opportunities, which likely contributes to that healthy earnings trajectory. For Tennessee families, this program offers a straightforward value proposition: competitive starting salaries that grow meaningfully, reasonable debt, and outcomes that outpace most in-state alternatives.
Where The University of Tennessee-Knoxville Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How The University of Tennessee-Knoxville graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| The University of Tennessee-Knoxville | $53,826 | $68,331 | +27% |
| University of Memphis | $44,395 | $60,358 | +36% |
| East Tennessee State University | $39,936 | $54,144 | +36% |
| Middle Tennessee State University | $46,505 | $51,478 | +11% |
| Tennessee Technological University | $41,176 | $49,735 | +21% |
Compare to Similar Programs in Tennessee
Finance and Financial Management Services bachelors's programs at peer institutions in Tennessee (21 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $13,484 | $53,826 | $68,331 | $23,250 | 0.43 | |
| $8,675 | $48,264 | β | $17,500 | 0.36 | |
| $9,506 | $46,505 | $51,478 | $22,700 | 0.49 | |
| $10,208 | $45,325 | $49,162 | $20,500 | 0.45 | |
| $10,344 | $44,395 | $60,358 | $27,000 | 0.61 | |
| $10,084 | $41,176 | $49,735 | $16,087 | 0.39 | |
| National Median | β | $53,590 | β | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Knoxville, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 210 graduates with reported earnings and 185 graduates with debt data. Small samples may not be representative.