Median Earnings (1yr)
$30,587
50th percentile (60th in TN)
Median Debt
$23,938
7% below national median
Debt-to-Earnings
0.78
Manageable
Sample Size
69
Adequate data

Analysis

UT-Martin graduates in Health and Physical Education start modestly at $30,587, but their earnings trajectory tells a more encouraging story. Within four years, median pay jumps 40% to $42,714—substantially outpacing the typical career arc for this major. While the program ranks squarely at the national median initially, it outperforms 60% of Tennessee programs in the same field, sitting comfortably above the state's $28,069 median. Among Tennessee schools, only Tennessee Tech and a few others produce higher early earnings in this field.

The debt picture is reasonable at $23,938, resulting in a manageable 0.78 ratio to first-year income. Graduates can realistically pay this down within a few years, especially as their earnings accelerate. This matters for a career path that often includes teaching, coaching, or fitness management roles—positions where starting salaries lag but mid-career stability improves. The 40% earnings growth suggests graduates are moving into coordinator roles, administrative positions, or specialized training careers faster than peers elsewhere.

For families concerned about return on investment in education fields, UT-Martin offers a practical advantage: solid in-state positioning with debt that won't become burdensome. The real value emerges in years 2-4, when earnings gains meaningfully outpace what most health and PE programs deliver nationally.

Where The University of Tennessee-Martin Stands

Earnings vs. debt across all health and physical education/fitness bachelors's programs nationally

The University of Tennessee-MartinOther health and physical education/fitness programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How The University of Tennessee-Martin graduates compare to all programs nationally

The University of Tennessee-Martin graduates earn $31k, placing them in the 50th percentile of all health and physical education/fitness bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Health and Physical Education/Fitness bachelors's programs at peer institutions in Tennessee (31 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee-Martin$30,587$42,714$23,9380.78
Tennessee Technological University$33,170$39,681$15,6530.47
Middle Tennessee State University$32,966$42,215$23,5000.71
Belmont University$32,464$37,714$20,0000.62
University of Memphis$32,305$42,763$27,5000.85
Austin Peay State University$31,846$36,870$25,0000.79
National Median$30,554—$25,7570.84

Other Health and Physical Education/Fitness Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Tennessee Technological University
Cookeville
$10,084$33,170$15,653
Middle Tennessee State University
Murfreesboro
$9,506$32,966$23,500
Belmont University
Nashville
$41,320$32,464$20,000
University of Memphis
Memphis
$10,344$32,305$27,500
Austin Peay State University
Clarksville
$8,675$31,846$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Martin, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 69 graduates with reported earnings and 121 graduates with debt data. Small samples may not be representative.