Median Earnings (1yr)
$41,834
50th percentile
60th percentile in Tennessee
Median Debt
$21,000
19% below national median

Analysis

UT-Martin's teacher education program graduates start at roughly the statewide median but see their earnings slip to $38,612 by year fourโ€”a troubling 8% decline during a period when most professionals gain ground. Even with relatively modest debt at $21,000 (still higher than three-quarters of programs nationally), the combination of stagnant pay and backward momentum raises questions about career trajectory. Within Tennessee, this program ranks around the 60th percentile, but that comparison highlights how competitive the state's teacher education market has become: graduates from Lipscomb and Lee University earn $6,000-9,000 more just four years out.

The earnings dip from year one to year four deserves scrutiny. While teaching salaries can plateau early, an outright decline suggests graduates may be switching to lower-paying roles, working reduced hours, or leaving the profession altogether. The 0.50 debt-to-earnings ratio looks manageable on paper, but it's calculated against that first-year peakโ€”by year four, the ratio effectively worsens as income drops.

For families committed to teaching in Tennessee, UT-Martin offers accessible admission and keeps debt below $25,000. But the backward earnings trend and middling outcomes compared to stronger in-state alternatives like Middle Tennessee State suggest this may not be the best launching pad, even at a lower sticker price.

Where The University of Tennessee-Martin Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

Earnings Distribution

How The University of Tennessee-Martin graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
The University of Tennessee-Martin$41,834$38,612-8%
Lipscomb University$47,655$43,558-9%
Freed-Hardeman University$40,936$41,017+0%
Middle Tennessee State University$42,657$39,987-6%
Lee University$44,397$39,712-11%

Compare to Similar Programs in Tennessee

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Tennessee (32 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee-MartinMartin$10,208$41,834$38,612$21,0000.50
Lipscomb UniversityNashville$38,824$47,655$43,558$21,5000.45
Lee UniversityCleveland$22,690$44,397$39,712$23,8320.54
Carson-Newman UniversityJefferson City$34,700$43,685โ€”$26,5000.61
Southern Adventist UniversityCollegedale$25,590$43,283โ€”$24,2500.56
Middle Tennessee State UniversityMurfreesboro$9,506$42,657$39,987$22,5000.53
National Medianโ€”$41,809โ€”$26,0000.62

Career Paths

Occupations commonly associated with teacher education and professional development, specific levels and methods graduates

Education Teachers, Postsecondary

Teach courses pertaining to education, such as counseling, curriculum, guidance, instruction, teacher education, and teaching English as a second language. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Training and Development Specialists

Design or conduct work-related training and development programs to improve individual skills or organizational performance. May analyze organizational training needs or evaluate training effectiveness.

$65,850/yrJobs growth:Bachelor's degree

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Middle School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the middle, intermediate, or junior high school level.

$62,970/yrJobs growth:Bachelor's degree

Kindergarten Teachers, Except Special Education

Teach academic and social skills to kindergarten students.

$62,310/yrJobs growth:Bachelor's degree

Elementary School Teachers, Except Special Education

Teach academic and social skills to students at the elementary school level.

$62,310/yrJobs growth:Bachelor's degree

Adult Basic Education, Adult Secondary Education, and English as a Second Language Instructors

Teach or instruct out-of-school youths and adults in basic education, literacy, or English as a Second Language classes, or in classes for earning a high school equivalency credential.

$59,950/yrJobs growth:Bachelor's degree

Preschool Teachers, Except Special Education

Instruct preschool-aged students, following curricula or lesson plans, in activities designed to promote social, physical, and intellectual growth.

$37,120/yrJobs growth:Associate's degree

Postsecondary Teachers, All Other

All postsecondary teachers not listed separately.

Self-Enrichment Teachers

Teach or instruct individuals or groups for the primary purpose of self-enrichment or recreation, rather than for an occupational objective, educational attainment, competition, or fitness.

Teachers and Instructors, All Other

All teachers and instructors not listed separately.

Teaching Assistants, Preschool, Elementary, Middle, and Secondary School, Except Special Education

Assist a preschool, elementary, middle, or secondary school teacher with instructional duties. Serve in a position for which a teacher has primary responsibility for the design and implementation of educational programs and services.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Martin, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 120 graduates with reported earnings and 109 graduates with debt data. Small samples may not be representative.