Median Earnings (1yr)
$41,834
50th percentile (60th in TN)
Median Debt
$21,000
19% below national median
Debt-to-Earnings
0.50
Manageable
Sample Size
120
Adequate data

Analysis

UT-Martin's teacher education program graduates start at roughly the statewide median but see their earnings slip to $38,612 by year four—a troubling 8% decline during a period when most professionals gain ground. Even with relatively modest debt at $21,000 (still higher than three-quarters of programs nationally), the combination of stagnant pay and backward momentum raises questions about career trajectory. Within Tennessee, this program ranks around the 60th percentile, but that comparison highlights how competitive the state's teacher education market has become: graduates from Lipscomb and Lee University earn $6,000-9,000 more just four years out.

The earnings dip from year one to year four deserves scrutiny. While teaching salaries can plateau early, an outright decline suggests graduates may be switching to lower-paying roles, working reduced hours, or leaving the profession altogether. The 0.50 debt-to-earnings ratio looks manageable on paper, but it's calculated against that first-year peak—by year four, the ratio effectively worsens as income drops.

For families committed to teaching in Tennessee, UT-Martin offers accessible admission and keeps debt below $25,000. But the backward earnings trend and middling outcomes compared to stronger in-state alternatives like Middle Tennessee State suggest this may not be the best launching pad, even at a lower sticker price.

Where The University of Tennessee-Martin Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

The University of Tennessee-MartinOther teacher education and professional development, specific levels and methods programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How The University of Tennessee-Martin graduates compare to all programs nationally

The University of Tennessee-Martin graduates earn $42k, placing them in the 50th percentile of all teacher education and professional development, specific levels and methods bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Tennessee (32 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee-Martin$41,834$38,612$21,0000.50
Lipscomb University$47,655$43,558$21,5000.45
Lee University$44,397$39,712$23,8320.54
Carson-Newman University$43,685$26,5000.61
Southern Adventist University$43,283$24,2500.56
Middle Tennessee State University$42,657$39,987$22,5000.53
National Median$41,809$26,0000.62

Other Teacher Education and Professional Development, Specific Levels and Methods Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Lipscomb University
Nashville
$38,824$47,655$21,500
Lee University
Cleveland
$22,690$44,397$23,832
Carson-Newman University
Jefferson City
$34,700$43,685$26,500
Southern Adventist University
Collegedale
$25,590$43,283$24,250
Middle Tennessee State University
Murfreesboro
$9,506$42,657$22,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Martin, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 120 graduates with reported earnings and 109 graduates with debt data. Small samples may not be representative.