Entrepreneurial and Small Business Operations at The University of Texas at San Antonio
Bachelor's Degree
utsa.eduAnalysis
A debt load around $22,000 for bachelor's-level entrepreneurship training looks manageable on paper, but the earnings picture based on comparable Texas programs reveals a challenging reality. Similar entrepreneurship bachelor's programs in the state suggest first-year earnings of about $45,000—which translates to roughly $3,700 monthly before taxes and loan payments. That debt-to-earnings ratio of 0.49 is reasonable compared to many fields, but entrepreneurship degrees present a unique complication: the whole point is often to start your own business, which typically means lower or inconsistent income in the early years.
What's particularly striking is how little earnings appear to grow between years one and four—staying essentially flat around $45,000. Compare this to TCU's $65,000 or Baylor's $59,000 for entrepreneurship grads, and you see significant variation in outcomes across Texas programs. The $45,000 figure from peer programs suggests UTSA students land somewhere in the middle of the state's range, but these estimates tell us nothing about whether graduates are actually launching businesses or taking conventional jobs, which fundamentally changes the value calculation.
For families investing in this degree, the core question isn't just about the debt—it's whether a structured entrepreneurship program is the right path versus gaining business experience more directly. If your child plans to start a business immediately after graduation, factor in that they may earn considerably less than these estimates suggest in their first years. If they're using this as preparation for a traditional business career, understand they'll likely be competing with general business majors who may have stronger analytical skill sets.
Where The University of Texas at San Antonio Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| The University of Texas at San Antonio | — | $45,403 | — |
| Brown University | $67,900 | $111,654 | +64% |
| Baylor University | $59,052 | $78,193 | +32% |
| University of North Texas | $45,265 | $55,824 | +23% |
| Lamar University | $32,129 | $37,736 | +17% |
Compare to Similar Programs in Texas
Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in Texas (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,991 | $45,265* | $45,403 | $22,386* | — | |
| $57,220 | $65,028* | — | $25,292* | 0.39 | |
| $54,844 | $59,052* | $78,193 | $19,375* | 0.33 | |
| $9,711 | $52,752* | — | $11,100* | 0.21 | |
| $11,164 | $45,265* | $55,824 | $19,365* | 0.43 | |
| $8,690 | $32,129* | $37,736 | $25,406* | 0.79 | |
| National Median | — | $45,265* | — | $24,125* | 0.53 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Texas at San Antonio, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in TX. Actual outcomes may vary.