Health and Medical Administrative Services at Thomas More University

Healthcare administration careers offer stable employment, but the financial picture here requires careful scrutiny. Based on Kentucky's other health services programs, graduates likely earn around $44,500 in their first year—essentially matching the state and national median for this field. The challenge is the estimated debt load of $33,345, which runs about 30% higher than what graduates at other Kentucky programs typically carry.

That debt-to-earnings ratio of 0.75 sits in workable territory—not prohibitive, but not comfortable either. Similar programs across the state suggest monthly loan payments around $380 on a standard repayment plan, consuming roughly 10% of take-home pay for someone earning $44,500. The field itself is solid: healthcare administration offers predictable hours and clear advancement paths. However, when University of Kentucky produces similar earnings with graduates typically carrying less debt, and when the state median debt for this credential is $25,750, parents should ask pointed questions about why borrowing might run higher here.

The reality is that with a 97% admission rate, your child has options. If Thomas More offers unique advantages—location, smaller classes, specific healthcare network connections in the Cincinnati area—the premium might make sense. But the financial case depends entirely on keeping borrowing well below that $33,000 estimate, ideally closer to Kentucky's typical $25,750. That difference of $7,500 translates to about $85 less in monthly payments over ten years.