Est. Earnings (1yr)
$36,890
Est. from national median (5 programs)
Est. Median Debt
$26,000
Est. from national median (5 programs)

Analysis

Thomas University's Psychology bachelor's program faces a debt burden that appears significantly higher than the national norm for this field. While peer programs nationally carry a median debt of $16,472, comparable programs to Thomas suggest graduates here leave with closer to $26,000—that's roughly $10,000 more to finance what similar programs produce in first-year earnings of around $36,890.

That debt-to-earnings ratio of 0.70 means graduates would owe about 70% of their first annual salary, which translates to monthly payments that could strain a typical entry-level psychology graduate's budget. Nationally, psychology bachelor's programs produce wide-ranging outcomes—the top quarter of programs see graduates earning $47,000 or more in their first year—but without actual data from Thomas, it's unclear whether this program performs closer to that upper range or settles near the middle.

The real question becomes whether this institution's approach to psychology education justifies the additional debt load. Given that nearly half of Thomas students receive Pell grants, affordability matters acutely here. Parents should request concrete placement data from the program itself: where do graduates actually work, what positions do they secure, and how quickly do they advance? Those answers matter more than national estimates when you're facing a debt load that exceeds the field's typical burden by more than half.

Where Thomas University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Compare to Similar Programs Nationally

Psychology bachelors's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Thomas UniversityThomasville$11,640$36,890*$26,000*
University of California-San DiegoLa Jolla$15,265$47,672*$18,200*0.38
Marist UniversityPoughkeepsie$46,140$47,348*$60,881$26,000*0.55
Northwestern UniversityEvanston$65,997$36,890*$59,494$11,630*0.32
University of California-DavisDavis$15,247$31,345*$53,727$14,745*0.47
Montreat CollegeMontreat$33,860$29,234*$35,005*
National Median$36,890*$16,472*0.45
* Estimated from similar programs

Career Paths

Occupations commonly associated with psychology graduates

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Thomas University, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.