Analysis
Thomas University's Psychology bachelor's program faces a debt burden that appears significantly higher than the national norm for this field. While peer programs nationally carry a median debt of $16,472, comparable programs to Thomas suggest graduates here leave with closer to $26,000—that's roughly $10,000 more to finance what similar programs produce in first-year earnings of around $36,890.
That debt-to-earnings ratio of 0.70 means graduates would owe about 70% of their first annual salary, which translates to monthly payments that could strain a typical entry-level psychology graduate's budget. Nationally, psychology bachelor's programs produce wide-ranging outcomes—the top quarter of programs see graduates earning $47,000 or more in their first year—but without actual data from Thomas, it's unclear whether this program performs closer to that upper range or settles near the middle.
The real question becomes whether this institution's approach to psychology education justifies the additional debt load. Given that nearly half of Thomas students receive Pell grants, affordability matters acutely here. Parents should request concrete placement data from the program itself: where do graduates actually work, what positions do they secure, and how quickly do they advance? Those answers matter more than national estimates when you're facing a debt load that exceeds the field's typical burden by more than half.
Where Thomas University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Compare to Similar Programs Nationally
Psychology bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,640 | $36,890* | — | $26,000* | — | |
| $15,265 | $47,672* | — | $18,200* | 0.38 | |
| $46,140 | $47,348* | $60,881 | $26,000* | 0.55 | |
| $65,997 | $36,890* | $59,494 | $11,630* | 0.32 | |
| $15,247 | $31,345* | $53,727 | $14,745* | 0.47 | |
| $33,860 | $29,234* | $35,005 | —* | — | |
| National Median | — | $36,890* | — | $16,472* | 0.45 |
Career Paths
Occupations commonly associated with psychology graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Thomas University, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.