Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing at Three Rivers College
Associate's Degree
Analysis
Three Rivers College's nursing program delivers solid first-year earnings that beat Missouri's state median by $2,700, landing in the 60th percentile among Missouri nursing programs—a meaningful advantage for students planning to work in-state. At $17,490 in debt, graduates finish with about 20% less debt than typical Missouri nursing students, resulting in a manageable debt-to-earnings ratio of 0.27 that looks quite reasonable for an associate degree program.
The complication here is what happens after that strong start. Earnings drop to $59,964 by year four, creating a puzzling downward trajectory. This isn't necessarily alarming—many nurses shift to lower-paying specialties by choice, move to part-time schedules for family reasons, or pursue further education—but it does mean the initial salary advantage diminishes over time. While Three Rivers graduates start ahead of the state median, they end up below it by year four.
For families weighing options, Three Rivers offers a financially sensible path into nursing, particularly compared to pricier state alternatives. The low debt burden and respectable starting salary create breathing room for graduates to establish themselves professionally. However, families should understand this program serves as a solid entry point rather than a fast track to top-tier nursing compensation in Missouri.
Where Three Rivers College Stands
Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Three Rivers College graduates compare to all programs nationally
Three Rivers College graduates earn $66k, placing them in the 35th percentile of all registered nursing, nursing administration, nursing research and clinical nursing associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Missouri
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing associates's programs at peer institutions in Missouri (24 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Three Rivers College | $65,883 | $59,964 | $17,490 | 0.27 |
| St Charles Community College | $68,488 | $61,534 | $18,712 | 0.27 |
| Saint Louis Community College | $68,262 | $65,424 | $16,667 | 0.24 |
| Jefferson College | $67,439 | $61,831 | $22,554 | 0.33 |
| Southeast Missouri Hospital College of Nursing and Health Sciences | $67,421 | $56,431 | $23,500 | 0.35 |
| Moberly Area Community College | $67,023 | $57,091 | $17,587 | 0.26 |
| National Median | $68,409 | — | $20,751 | 0.30 |
Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Missouri
Compare tuition, earnings, and debt across Missouri schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| St Charles Community College Cottleville | $3,000 | $68,488 | $18,712 |
| Saint Louis Community College Bridgeton | $3,660 | $68,262 | $16,667 |
| Jefferson College Hillsboro | $4,500 | $67,439 | $22,554 |
| Southeast Missouri Hospital College of Nursing and Health Sciences Cape Girardeau | $11,691 | $67,421 | $23,500 |
| Moberly Area Community College Moberly | $4,020 | $67,023 | $17,587 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Three Rivers College, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 82 graduates with reported earnings and 96 graduates with debt data. Small samples may not be representative.