Business Administration, Management and Operations at Toccoa Falls College

Toccoa Falls College's business program sits squarely at the middle of Georgia's offerings—landing at the 40th percentile statewide—but falls notably short of national benchmarks. Graduates earn nearly $6,000 less than the national median for business degrees, placing them in just the 24th percentile nationally. The $27,000 in typical debt is slightly above both state and national averages, creating a debt-to-earnings ratio of 0.68 that's manageable but not impressive. For context, you're looking at roughly $5,700 less in first-year earnings compared to the typical Georgia business graduate.

The bigger concern here is the small sample size—with fewer than 30 graduates in the data, these numbers could swing significantly year to year. That limited scale also means fewer networking opportunities and potentially less recruiter attention than larger programs. While the debt load won't bury graduates, the earnings trajectory matters: if that $39,945 starting salary grows steadily, this becomes a reasonable investment. If it stagnates, you're looking at a decade of loan payments on below-average income.

For families considering Toccoa Falls, the value proposition depends heavily on fit beyond finances—perhaps the college's Christian mission or small-campus environment justifies the premium over community college alternatives. But purely on earnings potential, Georgia offers stronger business programs at similar or lower debt levels, including several public universities where in-state tuition could reduce borrowing substantially.