Analysis
A bachelor's in Applied Mathematics from Touro University comes with an estimated debt load of $25,421—slightly above typical debt for this major nationally. With first-year earnings projections around $55,288 based on comparable New York programs, graduates would face a debt-to-earnings ratio of 0.46, which sits in manageable territory. However, these earnings estimates fall about $5,600 short of what Applied Math graduates earn nationally, suggesting Touro's outcomes may lag behind stronger programs in the field.
The context matters here: New York's Applied Math programs span an enormous range, from Columbia's $91,559 to Farmingdale State's $44,430. Touro's estimated placement near the state median means graduates would likely earn less than peers from RIT or the SUNY flagships, though the moderate debt keeps the financial picture from becoming problematic. For a student with strong quantitative skills, the question becomes whether Touro's program provides the technical depth and recruiting pipeline to justify choosing it over public alternatives with similar or lower costs.
Given that both earnings and debt figures here are estimates drawn from peer programs rather than Touro's actual graduate outcomes, families should dig deeper into specific career support, internship connections, and where recent graduates actually land jobs. The fundamental math—debt under half of first-year income—suggests workability, but you're making this decision without seeing Touro's actual track record.
Where Touro University Stands
Earnings vs. debt across all applied mathematics bachelors's programs nationally
Compare to Similar Programs in New York
Applied Mathematics bachelors's programs at peer institutions in New York (32 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $21,810 | $55,288* | — | $25,421* | — | |
| $69,045 | $91,559* | — | —* | — | |
| $57,016 | $74,921* | $65,619 | $26,682* | 0.36 | |
| $10,408 | $65,604* | — | $21,286* | 0.32 | |
| $10,560 | $44,972* | $75,438 | $19,000* | 0.42 | |
| $8,576 | $44,430* | — | $18,806* | 0.42 | |
| National Median | — | $60,930* | — | $21,393* | 0.35 |
Career Paths
Occupations commonly associated with applied mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Actuaries
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Touro University, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NY. Actual outcomes may vary.