Analysis
A $25,000 debt load for a degree that typically produces $53,000 in first-year earnings creates one of the more manageable debt scenarios in higher education. Based on comparable HR management programs across New York, this estimated debt-to-earnings ratio of 0.47 suggests graduates could reasonably tackle their loans on an entry-level salary—think paying roughly 10-15% of gross income toward student debt rather than the crushing burden some programs create.
What's less clear is Touro's specific track record. The estimated figures here come from peer programs in New York, not Touro's own outcomes, so you're making decisions with limited visibility. The good news: Touro's estimates align almost exactly with New York's state medians for HR programs, and they sit comfortably above the national median of $50,361. The catch: New York's HR programs show enormous variation, from Cornell grads earning $73,000 to SUNY Alfred grads starting at $34,000. Where Touro actually falls in that range matters significantly for your return on investment.
The fundamentals look reasonable—median debt, median earnings, and a selective admission profile that suggests decent student quality. But with suppressed data, you're betting on Touro performing close to the state average rather than sliding toward the lower end. If your child is considering this program, pressing the school for more specific placement and salary data would be worth the discomfort of asking.
Where Touro University Stands
Earnings vs. debt across all human resources management and services bachelors's programs nationally
Compare to Similar Programs in New York
Human Resources Management and Services bachelors's programs at peer institutions in New York (25 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $21,810 | $53,317* | — | $25,000* | — | |
| $66,014 | $73,436* | $94,446 | $15,000* | 0.20 | |
| $37,504 | $66,063* | — | $25,000* | 0.38 | |
| $38,970 | $53,317* | — | $26,000* | 0.49 | |
| $8,769 | $42,900* | $47,937 | $20,777* | 0.48 | |
| $8,862 | $33,658* | $34,145 | $29,122* | 0.87 | |
| National Median | — | $50,361* | — | $26,625* | 0.53 |
Career Paths
Occupations commonly associated with human resources management and services graduates
Compensation and Benefits Managers
Human Resources Managers
Training and Development Managers
Labor Relations Specialists
Business Teachers, Postsecondary
Law Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Coroners
Regulatory Affairs Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Touro University, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in NY. Actual outcomes may vary.