Median Earnings (1yr)
$32,740
56th percentile (40th in MD)
Median Debt
$22,250
3% below national median
Debt-to-Earnings
0.68
Manageable
Sample Size
35
Adequate data

Analysis

Towson's Ethnic Studies program starts below where you'd hope—$32,740 in year one puts it in the 40th percentile among Maryland's six schools offering this degree—but then demonstrates remarkable momentum. By year four, earnings jump 53% to over $50,000, suggesting graduates find their footing in careers that take time to develop. The modest debt load of $22,250 means students aren't buried while waiting for that growth to materialize.

The trajectory here matters more than the starting point. While first-year earnings trail slightly behind University of Maryland-College Park's graduates ($34,777), the program performs respectably against the national median ($31,459). What's notable is how quickly Towson graduates close any early gaps—that 53% earnings increase over four years is substantial for any humanities field. The debt-to-earnings ratio of 0.68 stays manageable even in that slower first year.

For families comfortable with a longer runway to career earnings, this represents solid value at an accessible state institution. The 83% admission rate means most applicants gain entry, and one-third of students receive Pell grants, indicating Towson serves diverse economic backgrounds. Just understand the investment requires patience: year one will be lean, but year four tells a different story. If your student values this field of study and can weather a modest starting salary, the debt burden won't become crushing.

Where Towson University Stands

Earnings vs. debt across all ethnic, cultural minority, gender, and group studies bachelors's programs nationally

Towson UniversityOther ethnic, cultural minority, gender, and group studies programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Towson University graduates compare to all programs nationally

Towson University graduates earn $33k, placing them in the 56th percentile of all ethnic, cultural minority, gender, and group studies bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Ethnic, Cultural Minority, Gender, and Group Studies bachelors's programs at peer institutions in Maryland (6 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Towson University$32,740$50,084$22,2500.68
University of Maryland-College Park$34,777$50,598$19,5000.56
National Median$31,459$23,0000.73

Other Ethnic, Cultural Minority, Gender, and Group Studies Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Maryland-College Park
College Park
$11,505$34,777$19,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 35 graduates with reported earnings and 49 graduates with debt data. Small samples may not be representative.