Median Earnings (1yr)
$46,325
58th percentile (40th in MD)
Median Debt
$25,000
19% below national median
Debt-to-Earnings
0.54
Manageable
Sample Size
102
Adequate data

Analysis

Towson's Health and Medical Administrative Services program delivers earnings above the national average but trails most Maryland competitors—a concerning gap for in-state students who could access similar programs with better outcomes. While graduates earn $46,325 in their first year (outpacing the national median by $2,000), they rank in just the 40th percentile statewide. Coppin State and University of Baltimore graduates earn roughly $8,000 more annually, a meaningful difference that compounds over a career.

The debt picture offers one bright spot: at $25,000, Towson graduates carry about $8,000 less debt than the Maryland median. That lower borrowing partially offsets the earnings disadvantage, producing a manageable 0.54 debt-to-earnings ratio. Earnings growth to $54,853 by year four shows solid progression, though even at that point graduates haven't caught up to what peers at other Maryland schools earn right out of the gate.

For Maryland families, this creates a straightforward calculation. If your child gains admission to Coppin State or University of Baltimore's programs, those appear to offer better economic returns. Towson isn't a bad choice—the debt is reasonable and earnings trajectory is positive—but it's worth understanding you're likely choosing a less expensive state school that produces middle-of-the-pack outcomes rather than maximizing earning potential in this field.

Where Towson University Stands

Earnings vs. debt across all health and medical administrative services bachelors's programs nationally

Towson UniversityOther health and medical administrative services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Towson University graduates compare to all programs nationally

Towson University graduates earn $46k, placing them in the 58th percentile of all health and medical administrative services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Health and Medical Administrative Services bachelors's programs at peer institutions in Maryland (7 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Towson University$46,325$54,853$25,0000.54
Coppin State University$54,613—$35,5470.65
University of Baltimore$53,551—$35,5880.66
University of Maryland Global Campus$50,928$59,345$30,9870.61
National Median$44,345—$30,9980.70

Other Health and Medical Administrative Services Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Coppin State University
Baltimore
$7,001$54,613$35,547
University of Baltimore
Baltimore
$9,772$53,551$35,588
University of Maryland Global Campus
Adelphi
$7,992$50,928$30,987

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 102 graduates with reported earnings and 120 graduates with debt data. Small samples may not be representative.