Median Earnings (1yr)
$32,101
60th percentile
Median Debt
$22,250
14% below national median

Analysis

Towson University's Health and Physical Education program tells an encouraging story that unfolds after graduation. While first-year earnings of $32,101 may feel modest, graduates see significant momentum over time—median pay jumps to $48,524 by year four, a 51% increase that substantially outpaces typical wage growth. This trajectory matters because it suggests graduates are moving into better positions (perhaps coaching roles with more responsibility, fitness management, or specialized training positions) rather than staying stuck at entry-level pay.

The financial fundamentals look solid. At $22,250 in median debt—roughly 21% below the national median for this program and 13% below Maryland's—graduates face manageable loan payments even during that lower-earning first year. The debt-to-earnings ratio of 0.69 means most graduates can realistically handle repayment while establishing their careers. Among Maryland's ten programs in this field, Towson ranks exactly at the state median for first-year earnings but offers the advantage of below-average debt, giving graduates more breathing room as they build experience.

The straightforward takeaway: This program delivers middle-of-the-pack starting salaries but combines them with lower debt and strong earning potential by year four. For students planning careers in physical education, coaching, or fitness who want to stay in Maryland, Towson offers a financially sensible path—particularly if they're willing to invest the time needed to reach those higher-earning positions.

Where Towson University Stands

Earnings vs. debt across all health and physical education/fitness bachelors's programs nationally

Earnings Distribution

How Towson University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Towson University$32,101$48,524+51%
University of Maryland-College Park$31,403$58,292+86%
Salisbury University$29,344$52,136+78%
University of Maryland Eastern Shore$30,407$40,738+34%
McDaniel College$38,122$39,339+3%

Compare to Similar Programs in Maryland

Health and Physical Education/Fitness bachelors's programs at peer institutions in Maryland (10 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Towson UniversityTowson$11,306$32,101$48,524$22,2500.69
McDaniel CollegeWestminster$49,647$38,122$39,339$25,6970.67
Bowie State UniversityBowie$8,999$36,381$26,2500.72
University of Maryland-College ParkCollege Park$11,505$31,403$58,292$23,1380.74
University of Maryland Eastern ShorePrincess Anne$8,898$30,407$40,738$27,0000.89
Salisbury UniversitySalisbury$10,638$29,344$52,136$25,0000.85
National Median$30,554$25,7570.84

Career Paths

Occupations commonly associated with health and physical education/fitness graduates

Recreation and Fitness Studies Teachers, Postsecondary

Teach courses pertaining to recreation, leisure, and fitness studies, including exercise physiology and facilities management. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Entertainment and Recreation Managers, Except Gambling

Plan, direct, or coordinate entertainment and recreational activities and operations of a recreational facility, including cruise ships and parks.

$77,180/yrJobs growth:Bachelor's degree

Athletes and Sports Competitors

Compete in athletic events.

$62,360/yrJobs growth:No formal educational credential

Athletic Trainers

Evaluate and treat musculoskeletal injuries or illnesses. Provide preventive, therapeutic, emergency, and rehabilitative care.

$60,250/yrJobs growth:Master's degree

Exercise Physiologists

Assess, plan, or implement fitness programs that include exercise or physical activities such as those designed to improve cardiorespiratory function, body composition, muscular strength, muscular endurance, or flexibility.

$58,160/yrJobs growth:Bachelor's degree

Exercise Trainers and Group Fitness Instructors

Instruct or coach groups or individuals in exercise activities for the primary purpose of personal fitness. Demonstrate techniques and form, observe participants, and explain to them corrective measures necessary to improve their skills. Develop and implement individualized approaches to exercise.

$46,180/yrJobs growth:High school diploma or equivalent

Coaches and Scouts

Instruct or coach groups or individuals in the fundamentals of sports for the primary purpose of competition. Demonstrate techniques and methods of participation. May evaluate athletes' strengths and weaknesses as possible recruits or to improve the athletes' technique to prepare them for competition. Those required to hold teaching certifications should be reported in the appropriate teaching category.

$45,920/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 273 graduates with reported earnings and 366 graduates with debt data. Small samples may not be representative.