Median Earnings (1yr)
$32,101
60th percentile (60th in MD)
Median Debt
$22,250
14% below national median
Debt-to-Earnings
0.69
Manageable
Sample Size
273
Adequate data

Analysis

Towson University's Health and Physical Education program tells an encouraging story that unfolds after graduation. While first-year earnings of $32,101 may feel modest, graduates see significant momentum over time—median pay jumps to $48,524 by year four, a 51% increase that substantially outpaces typical wage growth. This trajectory matters because it suggests graduates are moving into better positions (perhaps coaching roles with more responsibility, fitness management, or specialized training positions) rather than staying stuck at entry-level pay.

The financial fundamentals look solid. At $22,250 in median debt—roughly 21% below the national median for this program and 13% below Maryland's—graduates face manageable loan payments even during that lower-earning first year. The debt-to-earnings ratio of 0.69 means most graduates can realistically handle repayment while establishing their careers. Among Maryland's ten programs in this field, Towson ranks exactly at the state median for first-year earnings but offers the advantage of below-average debt, giving graduates more breathing room as they build experience.

The straightforward takeaway: This program delivers middle-of-the-pack starting salaries but combines them with lower debt and strong earning potential by year four. For students planning careers in physical education, coaching, or fitness who want to stay in Maryland, Towson offers a financially sensible path—particularly if they're willing to invest the time needed to reach those higher-earning positions.

Where Towson University Stands

Earnings vs. debt across all health and physical education/fitness bachelors's programs nationally

Towson UniversityOther health and physical education/fitness programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Towson University graduates compare to all programs nationally

Towson University graduates earn $32k, placing them in the 60th percentile of all health and physical education/fitness bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Health and Physical Education/Fitness bachelors's programs at peer institutions in Maryland (10 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Towson University$32,101$48,524$22,2500.69
McDaniel College$38,122$39,339$25,6970.67
Bowie State University$36,381—$26,2500.72
University of Maryland-College Park$31,403$58,292$23,1380.74
University of Maryland Eastern Shore$30,407$40,738$27,0000.89
Salisbury University$29,344$52,136$25,0000.85
National Median$30,554—$25,7570.84

Other Health and Physical Education/Fitness Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
McDaniel College
Westminster
$49,647$38,122$25,697
Bowie State University
Bowie
$8,999$36,381$26,250
University of Maryland-College Park
College Park
$11,505$31,403$23,138
University of Maryland Eastern Shore
Princess Anne
$8,898$30,407$27,000
Salisbury University
Salisbury
$10,638$29,344$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 273 graduates with reported earnings and 366 graduates with debt data. Small samples may not be representative.