Health and Physical Education/Fitness at Towson University
Bachelor's Degree
Analysis
Towson University's Health and Physical Education program tells an encouraging story that unfolds after graduation. While first-year earnings of $32,101 may feel modest, graduates see significant momentum over time—median pay jumps to $48,524 by year four, a 51% increase that substantially outpaces typical wage growth. This trajectory matters because it suggests graduates are moving into better positions (perhaps coaching roles with more responsibility, fitness management, or specialized training positions) rather than staying stuck at entry-level pay.
The financial fundamentals look solid. At $22,250 in median debt—roughly 21% below the national median for this program and 13% below Maryland's—graduates face manageable loan payments even during that lower-earning first year. The debt-to-earnings ratio of 0.69 means most graduates can realistically handle repayment while establishing their careers. Among Maryland's ten programs in this field, Towson ranks exactly at the state median for first-year earnings but offers the advantage of below-average debt, giving graduates more breathing room as they build experience.
The straightforward takeaway: This program delivers middle-of-the-pack starting salaries but combines them with lower debt and strong earning potential by year four. For students planning careers in physical education, coaching, or fitness who want to stay in Maryland, Towson offers a financially sensible path—particularly if they're willing to invest the time needed to reach those higher-earning positions.
Where Towson University Stands
Earnings vs. debt across all health and physical education/fitness bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Towson University graduates compare to all programs nationally
Towson University graduates earn $32k, placing them in the 60th percentile of all health and physical education/fitness bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Maryland
Health and Physical Education/Fitness bachelors's programs at peer institutions in Maryland (10 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Towson University | $32,101 | $48,524 | $22,250 | 0.69 |
| McDaniel College | $38,122 | $39,339 | $25,697 | 0.67 |
| Bowie State University | $36,381 | — | $26,250 | 0.72 |
| University of Maryland-College Park | $31,403 | $58,292 | $23,138 | 0.74 |
| University of Maryland Eastern Shore | $30,407 | $40,738 | $27,000 | 0.89 |
| Salisbury University | $29,344 | $52,136 | $25,000 | 0.85 |
| National Median | $30,554 | — | $25,757 | 0.84 |
Other Health and Physical Education/Fitness Programs in Maryland
Compare tuition, earnings, and debt across Maryland schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| McDaniel College Westminster | $49,647 | $38,122 | $25,697 |
| Bowie State University Bowie | $8,999 | $36,381 | $26,250 |
| University of Maryland-College Park College Park | $11,505 | $31,403 | $23,138 |
| University of Maryland Eastern Shore Princess Anne | $8,898 | $30,407 | $27,000 |
| Salisbury University Salisbury | $10,638 | $29,344 | $25,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 273 graduates with reported earnings and 366 graduates with debt data. Small samples may not be representative.