Analysis
Towson University's Health and Physical Education program tells an encouraging story that unfolds after graduation. While first-year earnings of $32,101 may feel modest, graduates see significant momentum over time—median pay jumps to $48,524 by year four, a 51% increase that substantially outpaces typical wage growth. This trajectory matters because it suggests graduates are moving into better positions (perhaps coaching roles with more responsibility, fitness management, or specialized training positions) rather than staying stuck at entry-level pay.
The financial fundamentals look solid. At $22,250 in median debt—roughly 21% below the national median for this program and 13% below Maryland's—graduates face manageable loan payments even during that lower-earning first year. The debt-to-earnings ratio of 0.69 means most graduates can realistically handle repayment while establishing their careers. Among Maryland's ten programs in this field, Towson ranks exactly at the state median for first-year earnings but offers the advantage of below-average debt, giving graduates more breathing room as they build experience.
The straightforward takeaway: This program delivers middle-of-the-pack starting salaries but combines them with lower debt and strong earning potential by year four. For students planning careers in physical education, coaching, or fitness who want to stay in Maryland, Towson offers a financially sensible path—particularly if they're willing to invest the time needed to reach those higher-earning positions.
Where Towson University Stands
Earnings vs. debt across all health and physical education/fitness bachelors's programs nationally
Earnings Distribution
How Towson University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Towson University | $32,101 | $48,524 | +51% |
| University of Maryland-College Park | $31,403 | $58,292 | +86% |
| Salisbury University | $29,344 | $52,136 | +78% |
| University of Maryland Eastern Shore | $30,407 | $40,738 | +34% |
| McDaniel College | $38,122 | $39,339 | +3% |
Compare to Similar Programs in Maryland
Health and Physical Education/Fitness bachelors's programs at peer institutions in Maryland (10 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,306 | $32,101 | $48,524 | $22,250 | 0.69 | |
| $49,647 | $38,122 | $39,339 | $25,697 | 0.67 | |
| $8,999 | $36,381 | — | $26,250 | 0.72 | |
| $11,505 | $31,403 | $58,292 | $23,138 | 0.74 | |
| $8,898 | $30,407 | $40,738 | $27,000 | 0.89 | |
| $10,638 | $29,344 | $52,136 | $25,000 | 0.85 | |
| National Median | — | $30,554 | — | $25,757 | 0.84 |
Career Paths
Occupations commonly associated with health and physical education/fitness graduates
Recreation and Fitness Studies Teachers, Postsecondary
Entertainment and Recreation Managers, Except Gambling
Athletes and Sports Competitors
Athletic Trainers
Exercise Physiologists
Exercise Trainers and Group Fitness Instructors
Coaches and Scouts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 273 graduates with reported earnings and 366 graduates with debt data. Small samples may not be representative.