Analysis
Towson's music program starts graduates at just under $20,000 annually—well below the national median for music majors—but here's the twist: this places them right at Maryland's median for music programs. In a state where Johns Hopkins music grads actually earn less and UMBC graduates earn only $4,000 more, Towson isn't an outlier. The challenge is that music programs across Maryland appear to struggle compared to national standards, with all Maryland schools clustering in the lower third nationally.
The debt picture offers some relief. At $19,102, Towson graduates carry about $4,000 less than the typical Maryland music major and $7,000 less than the national median. That nearly 1:1 debt-to-earnings ratio in year one improves as graduates gain experience—earnings jump 42% by year four to nearly $28,000. For a field where starting salaries are inherently low and many graduates pursue portfolio careers, gig work, or graduate school, managing debt becomes paramount.
One critical caveat: this data reflects fewer than 30 graduates, so individual circumstances heavily influence these numbers. If your child is serious about music and Maryland residency makes Towson affordable, the contained debt is its strongest selling point. But have an honest conversation about backup plans and supplemental income during those early career years, because even with growth, these earnings will require careful financial management.
Where Towson University Stands
Earnings vs. debt across all music bachelors's programs nationally
Earnings Distribution
How Towson University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Towson University | $19,618 | $27,787 | +42% |
| University of North Carolina at Chapel Hill | $32,880 | $57,343 | +74% |
| University of Houston | $52,799 | $55,639 | +5% |
| University of Maryland-Baltimore County | $23,991 | $39,896 | +66% |
| Johns Hopkins University | $16,479 | $18,605 | +13% |
Compare to Similar Programs in Maryland
Music bachelors's programs at peer institutions in Maryland (14 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,306 | $19,618 | $27,787 | $19,102 | 0.97 | |
| $12,952 | $23,991 | $39,896 | $29,000 | 1.21 | |
| $63,340 | $16,479 | $18,605 | $23,250 | 1.41 | |
| National Median | — | $26,036 | — | $26,000 | 1.00 |
Career Paths
Occupations commonly associated with music graduates
Art, Drama, and Music Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Music Directors and Composers
Sound Engineering Technicians
Musicians and Singers
Disc Jockeys, Except Radio
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 28 graduates with reported earnings and 37 graduates with debt data. Small samples may not be representative.