Analysis
Is $24,000 in debt justifiable for an associate's degree that lands you in the mid-$40s? Based on comparable business programs across Indiana, this picture looks more reasonable than many two-year credentials. While Trine's estimated debt sits well above both the state median ($15,306) and national median ($13,980) for these programs, the estimated first-year earnings of $43,104 match Indiana's median for business associate's degrees—meaning the debt-to-earnings ratio of 0.56 falls within manageable territory by standard lending guidelines.
What complicates this assessment is the wide variation among Indiana schools. Purdue University Global graduates earn over $51,000 with similar credentials, while Vincennes sits at just $25,000. Trine's estimated positioning in the middle suggests neither a standout opportunity nor a red flag, but without actual outcomes data for this specific program, it's impossible to know where Trine's graduates truly land in that range. The higher debt load means less margin for error if earnings skew toward the lower end of what peer programs produce.
For families considering this path, the key question is whether Trine's particular advantages—smaller class sizes, campus resources, alumni network—justify borrowing nearly 60% more than the typical Indiana business associate's program. If those factors don't translate to measurably better job placement or earning power, you're essentially paying a premium for uncertainty.
Where Trine University Stands
Earnings vs. debt across all business administration, management and operations associates's programs nationally
Compare to Similar Programs in Indiana
Business Administration, Management and Operations associates's programs at peer institutions in Indiana (20 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $35,600 | $43,104* | — | $24,219* | — | |
| $10,110 | $51,510* | — | $6,417* | 0.12 | |
| $30,446 | $43,104* | $44,555 | $34,791* | 0.81 | |
| $9,900 | $43,104* | $44,555 | $34,791* | 0.81 | |
| $4,912 | $39,005* | $38,318 | $11,686* | 0.30 | |
| $6,886 | $25,497* | $34,427 | $15,306* | 0.60 | |
| National Median | — | $33,977* | — | $13,980* | 0.41 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Trine University, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in IN. Actual outcomes may vary.