Median Earnings (1yr)
$45,260
48th percentile (60th in AL)
Median Debt
$27,000
4% above national median
Debt-to-Earnings
0.60
Manageable
Sample Size
286
Adequate data

Analysis

Troy University's business program produces graduates earning $45,260 in their first year—squarely in the middle nationally but notably better than most Alabama alternatives. With median debt at $27,000, graduates face a debt-to-earnings ratio of 0.60, meaning they owe just over half a year's salary. That's actually better than most business programs nationwide, putting Troy in the 25th percentile for debt burden.

The state context matters here. While Troy doesn't match Auburn or Alabama's earnings ($56,948 and $48,668 respectively), it outperforms 60% of Alabama business programs at significantly lower debt than the state median of $29,563. For families choosing between in-state options, that combination of moderate earnings with below-average debt creates a manageable financial picture. The earnings trajectory also trends upward, reaching $53,159 by year four—an 18% increase that suggests graduates find their footing professionally.

For an anxious parent weighing Troy against more selective state flagships, the tradeoff is clear: you're giving up some earning potential but taking on less debt to get there. With a 93% admission rate serving a largely middle-class student body (42% on Pell grants), Troy delivers accessible business education that doesn't leave graduates underwater financially. That's not a glamorous value proposition, but it's a sound one.

Where Troy University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Troy UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Troy University graduates compare to all programs nationally

Troy University graduates earn $45k, placing them in the 48th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Alabama

Business Administration, Management and Operations bachelors's programs at peer institutions in Alabama (31 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Troy University$45,260$53,159$27,0000.60
Columbia Southern University$58,468$57,593$31,2840.54
Auburn University$56,948$66,560$22,2500.39
Herzing University-Birmingham$52,469$55,767$46,7920.89
Athens State University$49,436$53,197$28,2500.57
The University of Alabama$48,668$57,872$25,0000.51
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Alabama

Compare tuition, earnings, and debt across Alabama schools

SchoolIn-State TuitionEarnings (1yr)Debt
Columbia Southern University
Orange Beach
$5,808$58,468$31,284
Auburn University
Auburn
$12,536$56,948$22,250
Herzing University-Birmingham
Birmingham
$13,420$52,469$46,792
Athens State University
Athens
—$49,436$28,250
The University of Alabama
Tuscaloosa
$11,900$48,668$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Troy University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 286 graduates with reported earnings and 323 graduates with debt data. Small samples may not be representative.