Analysis
Troy University's finance program sits right at the Alabama median, with peer programs across the state suggesting first-year earnings around $51,000βabout $2,600 below the national benchmark for finance bachelor's degrees. The estimated $22,500 debt load is also typical for Alabama finance programs, though slightly below the national median. What this means practically: you'd be financing about five months of first-year salary, which is manageable for most graduates entering financial services roles.
The real question is whether Troy's 93% admission rate and open-access mission translates to comparable outcomes as the state's flagship programs. Auburn and Alabama graduates are reportedly earning $5,000 more annually right out of the gateβa meaningful difference when you're starting your career. Finance is a credential-sensitive field where the school name on your resume can matter for landing that first analyst position, particularly with regional banks or investment firms.
For families weighing this investment, the debt-to-earnings picture itself looks reasonable, but remember these figures come from comparable Alabama programs, not Troy's actual graduates in this major. If your student has admission options at Auburn or Alabamaβeven at higher costβthe potential earnings premium might justify the difference. If Troy offers significant scholarship money or represents the most realistic path to a four-year degree, that $51,000 starting point still provides a foundation for building a finance career.
Where Troy University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Alabama
Finance and Financial Management Services bachelors's programs at peer institutions in Alabama (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,792 | $50,939* | β | $22,500* | β | |
| $11,770 | $56,584* | β | β* | β | |
| $12,536 | $55,875* | $71,821 | $20,500* | 0.37 | |
| $11,900 | $55,580* | $72,138 | $25,000* | 0.45 | |
| $38,144 | $53,059* | $70,946 | $19,000* | 0.36 | |
| $8,832 | $50,939* | $62,664 | $22,500* | 0.44 | |
| National Median | β | $53,590* | β | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Troy University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in AL. Actual outcomes may vary.