Analysis
Truman State's mathematics program estimates suggest a debt load near $20,000 for first-year earnings around $52,000—a manageable 0.38 ratio that would make monthly loan payments roughly 6% of gross income. Based on comparable math programs across Missouri, this puts graduates in position to handle their debt comfortably while building toward higher earnings. However, what should concern parents is the four-year earnings figure of $48,144, which falls *below* the estimated first-year number. This isn't typical growth—it suggests either different career paths among the cohorts measured or challenges in translating a math degree into higher-paying work.
The state landscape shows math programs producing wildly different outcomes, from Washington University's nearly $80,000 to UMSL's $32,000, with Truman's estimates landing solidly in the middle. The school itself—with an 80% admission rate and average SAT of 1249—serves a different population than the state's elite programs, yet the projected earnings match Missouri's overall median for math degrees. The relatively low Pell enrollment (15%) suggests many students come from families who can help absorb costs beyond loans.
The bottom line: if these estimates hold, the debt picture looks reasonable, but that year-four earnings dip is a yellow flag. Make sure your student understands what career paths Truman math graduates actually pursue and whether those align with their goals, because the numbers hint at varied post-graduation trajectories rather than steady advancement.
Where Truman State University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Truman State University | — | $48,144 | — |
| Massachusetts Institute of Technology | $109,288 | $180,882 | +66% |
| Cornell University | $87,251 | $127,962 | +47% |
| Missouri State University-Springfield | $48,188 | $56,610 | +17% |
| University of Missouri-St Louis | $31,856 | $55,947 | +76% |
Compare to Similar Programs in Missouri
Mathematics bachelors's programs at peer institutions in Missouri (34 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,470 | $52,160* | $48,144 | $19,922* | — | |
| $62,982 | $79,799* | — | $18,700* | 0.23 | |
| $14,130 | $56,132* | — | $18,500* | 0.33 | |
| $9,024 | $48,188* | $56,610 | $19,922* | 0.41 | |
| $13,440 | $31,856* | $55,947 | $21,143* | 0.66 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Truman State University, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in MO. Actual outcomes may vary.