Median Earnings (1yr)
$36,540
39th percentile (60th in TN)
Median Debt
$25,832
3% below national median
Debt-to-Earnings
0.71
Manageable
Sample Size
39
Adequate data

Analysis

Tusculum University's Education program sits squarely in the middle of Tennessee's education landscape—ranking at the 60th percentile statewide while matching the state's median earnings of $36,540. The $25,832 debt load translates to a manageable 0.71 debt-to-earnings ratio, meaning graduates need less than nine months of gross income to cover their student loans. For a program serving a predominantly working-class student body (45% receive Pell grants), this represents accessible teacher preparation without crushing debt.

The program does trail the national median by about $2,100 annually, landing at the 39th percentile nationwide. However, this gap matters less than it appears—Tennessee's lower cost of living and teaching salaries make state-level comparisons more relevant for most graduates who'll teach locally. The debt burden is also slightly below both state and national averages, which helps offset the modest earnings.

For families committed to teaching careers in Tennessee, Tusculum offers a straightforward value: predictable outcomes at reasonable cost. The numbers won't impress anyone, but they won't derail a graduate's financial future either. This is particularly important in education, where passion often matters more than peak earnings, and where reasonable debt makes the difference between sustainable employment and career-switching stress.

Where Tusculum University Stands

Earnings vs. debt across all education bachelors's programs nationally

Tusculum UniversityOther education programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Tusculum University graduates compare to all programs nationally

Tusculum University graduates earn $37k, placing them in the 39th percentile of all education bachelors programs nationally.

Compare to Similar Programs in Tennessee

Education bachelors's programs at peer institutions in Tennessee (11 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Tusculum University$36,540—$25,8320.71
National Median$38,660—$26,5220.69

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tusculum University, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 39 graduates with reported earnings and 47 graduates with debt data. Small samples may not be representative.