Median Earnings (1yr)
$22,825
5th percentile (25th in TN)
Median Debt
$24,000
7% below national median
Debt-to-Earnings
1.05
Elevated
Sample Size
26
Limited data

Analysis

Tusculum's Health and Physical Education program starts graduates at just $22,825—roughly $5,000 below Tennessee's state median and $8,000 below the national average. While earnings do climb to nearly $31,000 by year four (a respectable 35% increase), that first-year figure ranks in the bottom 5% nationally and puts graduates well behind peers at Tennessee Tech ($33,170) or MTSU ($32,966) right out of the gate.

The debt load of $24,000 matches the state median and is slightly better than the national average, creating a debt-to-earnings ratio just over 1.0. That's manageable compared to many programs, but the low starting salary means graduates will feel the monthly payment burden more acutely than peers earning $30,000+ from day one. For students planning to teach in public schools or work in recreational sports—fields where early-career earnings matter for long-term salary schedules—this starting point could have lasting consequences.

These numbers come from a small sample of graduates, so individual outcomes may vary considerably. However, families should recognize they're likely paying private-school tuition for outcomes that trail behind Tennessee's public universities. Unless Tusculum offers specific advantages—like athletics connections, small class sizes, or guaranteed placement opportunities—students interested in physical education might find better value at one of the state's larger public institutions.

Where Tusculum University Stands

Earnings vs. debt across all health and physical education/fitness bachelors's programs nationally

Tusculum UniversityOther health and physical education/fitness programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Tusculum University graduates compare to all programs nationally

Tusculum University graduates earn $23k, placing them in the 5th percentile of all health and physical education/fitness bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Health and Physical Education/Fitness bachelors's programs at peer institutions in Tennessee (31 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Tusculum University$22,825$30,857$24,0001.05
Tennessee Technological University$33,170$39,681$15,6530.47
Middle Tennessee State University$32,966$42,215$23,5000.71
Belmont University$32,464$37,714$20,0000.62
University of Memphis$32,305$42,763$27,5000.85
Austin Peay State University$31,846$36,870$25,0000.79
National Median$30,554—$25,7570.84

Other Health and Physical Education/Fitness Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Tennessee Technological University
Cookeville
$10,084$33,170$15,653
Middle Tennessee State University
Murfreesboro
$9,506$32,966$23,500
Belmont University
Nashville
$41,320$32,464$20,000
University of Memphis
Memphis
$10,344$32,305$27,500
Austin Peay State University
Clarksville
$8,675$31,846$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tusculum University, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 26 graduates with reported earnings and 47 graduates with debt data. Small samples may not be representative.