Median Earnings (1yr)
$57,543
5th percentile (40th in TN)
Median Debt
$26,744
1% below national median
Debt-to-Earnings
0.46
Manageable
Sample Size
33
Adequate data

Analysis

Tusculum's nursing graduates start at $57,543—about $9,500 below Tennessee's median for nursing programs and more than $17,000 below the national benchmark. While that 40th percentile state ranking might sound middle-of-the-pack, it means 19 other Tennessee nursing programs deliver better earnings outcomes, including several public options like UT-Martin ($71,727) and University of Memphis ($73,680) that likely come with lower tuition for in-state students.

The debt load of $26,744 is reasonable and nearly identical to state and national averages, but the concerning pattern is virtually flat earnings growth—just a $529 increase over four years. Most nursing careers see meaningful salary progression as graduates gain experience and certifications, so this stagnation suggests either local market constraints or that graduates aren't advancing into higher-paying specialties. The 0.46 debt-to-earnings ratio isn't alarming on its own, but it's mediocre when paired with below-average starting salaries.

For families considering this program, the question is straightforward: Can you access a stronger Tennessee nursing program? Baptist Health Sciences University and UT schools deliver outcomes $14,000-16,000 higher annually while serving similar or more economically diverse student populations. That gap compounds to hundreds of thousands over a career. Unless location or transfer credits make Tusculum uniquely workable, Tennessee offers considerably better nursing value elsewhere.

Where Tusculum University Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

Tusculum UniversityOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Tusculum University graduates compare to all programs nationally

Tusculum University graduates earn $58k, placing them in the 5th percentile of all registered nursing, nursing administration, nursing research and clinical nursing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Tennessee (32 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Tusculum University$57,543$58,072$26,7440.46
Strayer University-Tennessee$81,061$34,0400.42
Galen Health Institutes-Nashville Campus$76,234$82,003$45,7750.60
Baptist Health Sciences University$74,962$66,408$47,5000.63
University of Memphis$73,680$64,251$27,1680.37
The University of Tennessee-Martin$71,727$65,594$25,2310.35
National Median$74,888$27,0000.36

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Strayer University-Tennessee
Memphis
$13,920$81,061$34,040
Galen Health Institutes-Nashville Campus
Nashville
$16,400$76,234$45,775
Baptist Health Sciences University
Memphis
$13,846$74,962$47,500
University of Memphis
Memphis
$10,344$73,680$27,168
The University of Tennessee-Martin
Martin
$10,208$71,727$25,231

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tusculum University, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 33 graduates with reported earnings and 32 graduates with debt data. Small samples may not be representative.