Est. Earnings (1yr)
$40,936
Est. from TN median (15 programs)
Est. Median Debt
$23,832
Est. from TN median (7 programs)

Analysis

In Tennessee, teacher education programs show considerable variation in early outcomes, and Tusculum's estimated profile sits near the middle of the pack. Based on comparable programs at similar Tennessee institutions, graduates likely leave with around $23,832 in debt—slightly below both the state and national medians for this field. First-year earnings estimates suggest around $40,936, which aligns with typical Tennessee teacher starting salaries but trails programs at Lipscomb ($47,655) and Lee ($44,397) by several thousand dollars.

The debt-to-earnings ratio of 0.58 appears manageable on paper, particularly for a profession with clear salary schedules and loan forgiveness programs available to educators. However, the four-year earnings figure of $38,802—lower than the first-year estimate—raises questions about whether graduates are consistently finding teaching positions or facing gaps in employment. Teaching careers typically show steady salary progression, not backwards movement.

For families weighing this investment, the key factor is employment outcomes rather than credentials alone. If your child secures a full-time teaching position with benefits in Tennessee's public school system, the debt load is reasonable and the career path is stable. The uncertainty here stems from limited graduate data at Tusculum itself—you'll want to ask the education department directly about placement rates, where recent graduates are teaching, and whether they're securing positions before graduation.

Where Tusculum University Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Tusculum University$38,802
Lipscomb University$47,655$43,558-9%
Freed-Hardeman University$40,936$41,017+0%
Middle Tennessee State University$42,657$39,987-6%
Lee University$44,397$39,712-11%

Compare to Similar Programs in Tennessee

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Tennessee (32 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Tusculum UniversityGreeneville$28,500$40,936*$38,802$23,832*
Lipscomb UniversityNashville$38,824$47,655*$43,558$21,500*0.45
Lee UniversityCleveland$22,690$44,397*$39,712$23,832*0.54
Carson-Newman UniversityJefferson City$34,700$43,685*$26,500*0.61
Southern Adventist UniversityCollegedale$25,590$43,283*$24,250*0.56
Middle Tennessee State UniversityMurfreesboro$9,506$42,657*$39,987$22,500*0.53
National Median$41,809*$26,000*0.62
* Estimated from similar programs

Career Paths

Occupations commonly associated with teacher education and professional development, specific levels and methods graduates

Education Teachers, Postsecondary

Teach courses pertaining to education, such as counseling, curriculum, guidance, instruction, teacher education, and teaching English as a second language. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Training and Development Specialists

Design or conduct work-related training and development programs to improve individual skills or organizational performance. May analyze organizational training needs or evaluate training effectiveness.

$65,850/yrJobs growth:Bachelor's degree

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Middle School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the middle, intermediate, or junior high school level.

$62,970/yrJobs growth:Bachelor's degree

Kindergarten Teachers, Except Special Education

Teach academic and social skills to kindergarten students.

$62,310/yrJobs growth:Bachelor's degree

Elementary School Teachers, Except Special Education

Teach academic and social skills to students at the elementary school level.

$62,310/yrJobs growth:Bachelor's degree

Adult Basic Education, Adult Secondary Education, and English as a Second Language Instructors

Teach or instruct out-of-school youths and adults in basic education, literacy, or English as a Second Language classes, or in classes for earning a high school equivalency credential.

$59,950/yrJobs growth:Bachelor's degree

Preschool Teachers, Except Special Education

Instruct preschool-aged students, following curricula or lesson plans, in activities designed to promote social, physical, and intellectual growth.

$37,120/yrJobs growth:Associate's degree

Postsecondary Teachers, All Other

All postsecondary teachers not listed separately.

Self-Enrichment Teachers

Teach or instruct individuals or groups for the primary purpose of self-enrichment or recreation, rather than for an occupational objective, educational attainment, competition, or fitness.

Teachers and Instructors, All Other

All teachers and instructors not listed separately.

Teaching Assistants, Preschool, Elementary, Middle, and Secondary School, Except Special Education

Assist a preschool, elementary, middle, or secondary school teacher with instructional duties. Serve in a position for which a teacher has primary responsibility for the design and implementation of educational programs and services.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tusculum University, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 15 similar programs in TN. Actual outcomes may vary.