Entrepreneurial and Small Business Operations at Umpqua Community College
Undergraduate Certificate or Diploma
umpqua.eduAnalysis
An undergraduate certificate in entrepreneurship that carries nearly $19,000 in debt deserves scrutiny, especially when peer programs nationally suggest first-year earnings around $42,000. That debt-to-earnings ratio of 0.45 means graduates would owe nearly half their first year's salary—manageable in theory, but tight for someone likely launching or working in a small business where income can be unpredictable.
The challenge with entrepreneurship credentials is that success depends heavily on individual hustle and market conditions, not just the certificate itself. While similar programs nationally produce median earnings in the low $40,000s, that figure likely includes people in various roles—some working for small businesses, others attempting their own ventures. For a short credential, accumulating $19,000 in debt suggests either additional costs beyond tuition or students taking longer to complete than expected.
Given that Oregon has only five schools offering this certificate and none report outcomes data publicly, you're operating with limited visibility into how these programs actually perform in the state's economy. If your child is serious about entrepreneurship, consider whether this certificate provides enough differentiation to justify the debt versus starting a business with that money as capital, or pursuing a more comprehensive associate degree that opens additional employment pathways while building business skills.
Where Umpqua Community College Stands
Earnings vs. debt across all entrepreneurial and small business operations certificate's programs nationally
Compare to Similar Programs Nationally
Entrepreneurial and Small Business Operations certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,909 | $41,685* | — | $18,788* | — | |
| $11,180 | $64,900* | — | $19,500* | 0.30 | |
| $21,524 | $51,635* | — | $23,063* | 0.45 | |
| $10,964 | $46,878* | $60,850 | $26,000* | 0.55 | |
| $10,020 | $42,545* | — | $23,397* | 0.55 | |
| $3,106 | $40,824* | — | $10,740* | 0.26 | |
| National Median | — | $41,684* | — | $18,788* | 0.45 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Umpqua Community College, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.