Analysis
A $25,878 debt load for earnings near $37,000 immediately after graduation puts Union's interdisciplinary studies program squarely in line with the typical Tennessee outcome—similar programs across the state cluster tightly around these same figures. What's encouraging is the trajectory: by year four, median earnings reach nearly $50,000, suggesting this degree opens doors that take time to materialize rather than offering immediate high-paying opportunities.
The debt-to-earnings ratio of 0.69 sits in manageable territory, meaning graduates would owe roughly eight months of their first year's salary. That's workable, though it requires financial discipline in those early years when earnings are still climbing. The bigger question is whether interdisciplinary studies provides enough specialization to compete in specific fields, or whether its breadth becomes a disadvantage when employers seek candidates with targeted expertise.
Union's more selective profile (47% admission rate, SAT scores above 1240) suggests a stronger academic environment than many regional options, which could translate to better networking and credential value. But with earnings estimates drawn from peer programs rather than Union's actual graduates, there's inherent uncertainty about whether this specific program delivers the typical Tennessee outcome or something different. If your student thrives in environments valuing broad thinking over narrow specialization, the financial picture suggests a reasonable path—just prepare for those leaner early-career years before earnings meaningfully accelerate.
Where Union University Stands
Earnings vs. debt across all multi/interdisciplinary studies bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Union University | — | $49,989 | — |
| Vanderbilt University | $37,276 | $60,205 | +62% |
| Belmont University | $37,264 | $47,428 | +27% |
| University of Memphis | $37,229 | $39,408 | +6% |
| Middle Tennessee State University | $38,272 | $38,553 | +1% |
Compare to Similar Programs in Tennessee
Multi/Interdisciplinary Studies bachelors's programs at peer institutions in Tennessee (20 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,450 | $37,247* | $49,989 | $25,878* | — | |
| $9,506 | $38,272* | $38,553 | $26,000* | 0.68 | |
| $63,946 | $37,276* | $60,205 | $12,000* | 0.32 | |
| $41,320 | $37,264* | $47,428 | $20,500* | 0.55 | |
| $10,344 | $37,229* | $39,408 | $30,430* | 0.82 | |
| $10,208 | $32,674* | $34,781 | $29,750* | 0.91 | |
| National Median | — | $38,704* | — | $25,495* | 0.66 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Union University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in TN. Actual outcomes may vary.