Analysis
The United States Merchant Marine Academy's Marine Transportation program produces first-year earnings of $69,847—surprisingly low for a specialized maritime academy. While comparable programs nationally suggest around $25,771 in debt (a manageable 0.37 debt-to-earnings ratio), the real concern is that these graduates earn $15,000 less than the national median for marine transportation programs and trail SUNY Maritime College by nearly $10,000. This lands them in just the 5th percentile nationally, though they fare better in New York comparisons at the 40th percentile.
This earnings gap is puzzling given the academy's 32% acceptance rate and competitive SAT scores averaging 1226. Marine transportation typically offers strong early career earnings—the national median is $84,187—so something about this program's outcomes or graduate career paths diverges from the broader pattern. The debt burden itself isn't alarming, but parents should investigate why graduates from this selective federal academy aren't matching the earning power of peers at other maritime institutions. It's worth noting the small cohort size means we're working with estimated debt figures based on national patterns rather than school-specific data.
For a field where licensing and initial job placement matter enormously, the $15,000 earnings shortfall compared to national peers suggests parents should carefully examine this program's career placement track record and whether graduates are securing the same officer positions as those from higher-earning maritime programs.
Where United States Merchant Marine Academy Stands
Earnings vs. debt across all marine transportation bachelors's programs nationally
Earnings Distribution
How United States Merchant Marine Academy graduates compare to all programs nationally
Compare to Similar Programs in New York
Marine Transportation bachelors's programs at peer institutions in New York (2 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $945 | $69,847 | — | $25,771* | — | |
| $8,540 | $79,797 | $96,393 | $25,000* | 0.31 | |
| National Median | — | $84,187 | — | $25,771* | 0.31 |
Career Paths
Occupations commonly associated with marine transportation graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At United States Merchant Marine Academy, approximately 7% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.