Education at Universidad del Sagrado Corazon

A debt-to-earnings ratio of 0.70 looks reasonable on paper—similar programs nationally suggest first-year earnings around $38,660 against an estimated $27,000 in debt. That's the kind of balance that typically works out for education graduates who find steady teaching positions. But here's the complication: the four-year earnings figure of $19,517 reveals something troubling about the actual employment trajectory for this program's graduates. That's not even close to a living wage in Puerto Rico, let alone a path to paying down debt.

The disconnect between estimated first-year earnings (based on national peers) and the actual reported figure four years later suggests either chronic underemployment or significant numbers of graduates working part-time or leaving the field entirely. With 71% of students receiving Pell grants, these aren't families with safety nets to absorb years of financial struggle while a teaching career stabilizes. National benchmarks show education degrees typically lead to modest but stable earnings—that four-year number indicates this program's reality may be quite different.

The hard truth: even if first-year outcomes match the estimated $38,660, that four-year data point raises serious questions about whether graduates maintain employment in education or find adequate opportunities in Puerto Rico's job market. This program needs much stronger evidence of graduate outcomes before parents can confidently invest.