Analysis
Based on comparable materials engineering programs nationally, a first-year salary around $74,000 against roughly $23,000 in debt creates a manageable debt-to-earnings ratio of 0.31—well within the financial comfort zone for STEM graduates. While we lack specific outcome data for UAlbany's program (the small graduate cohort means the Department of Education doesn't publish it), this national benchmark puts materials engineering among the stronger mid-tier engineering options.
The challenge is that materials engineering in New York State typically pays less than the national average. Rensselaer, the only comparable New York program with reported data, shows graduates earning around $67,000—about $7,000 below the national figure UAlbany's estimate is based on. If UAlbany's graduates follow the state pattern rather than the national one, you're looking at a slightly tighter but still workable financial picture. The debt load remains reasonable either way, representing less than four months of gross salary at the national benchmark or about five months at the state level.
For a public university with a 70% admission rate serving a substantial population of Pell Grant recipients, these estimated outcomes suggest solid return on investment—assuming your student secures typical materials engineering employment. The real question is job placement: materials engineering is a smaller field than mechanical or chemical engineering, so understanding where UAlbany graduates actually land matters more than the salary projections.
Where University at Albany Stands
Earnings vs. debt across all materials engineering bachelors's programs nationally
Compare to Similar Programs in New York
Materials Engineering bachelors's programs at peer institutions in New York (5 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,408 | $74,110* | — | $23,125* | — | |
| $61,884 | $66,927* | $77,181 | $23,250* | 0.35 | |
| National Median | — | $74,110* | — | $23,250* | 0.31 |
Career Paths
Occupations commonly associated with materials engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Materials Engineers
Engineering Teachers, Postsecondary
Cost Estimators
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University at Albany, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 33 similar programs. Actual outcomes may vary.