Median Earnings (1yr)
$32,913
22nd percentile (40th in NY)
Median Debt
$23,000
13% below national median
Debt-to-Earnings
0.70
Manageable
Sample Size
16
Limited data

Analysis

University at Albany's social work program starts slow but shows remarkable recovery. First-year graduates earn just $32,913—landing in the 22nd percentile nationally and below New York's state median—but by year four, earnings jump to $54,302. That 65% growth rate is substantially higher than most bachelor's programs and suggests graduates gain valuable professional credentials or clinical hours that boost their earning power significantly.

The $23,000 debt load is lower than both state and national medians, which partially offsets the weak initial earnings. Still, at 40th percentile among New York programs, this ranks in the bottom half statewide. Several CUNY campuses produce social work graduates earning $42,000-$44,000 right out of the gate, offering stronger immediate returns. The small sample size (under 30 graduates) makes these numbers less reliable, so individual outcomes could vary considerably.

For families comfortable with their child earning entry-level wages initially, the strong mid-career trajectory offers reassurance. But if minimizing financial stress in those crucial first years matters—especially for students without family support—the CUNY alternatives provide more immediate stability at comparable or lower debt levels.

Where University at Albany Stands

Earnings vs. debt across all social work bachelors's programs nationally

University at AlbanyOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University at Albany graduates compare to all programs nationally

University at Albany graduates earn $33k, placing them in the 22th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Social Work bachelors's programs at peer institutions in New York (31 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University at Albany$32,913$54,302$23,0000.70
CUNY York College$44,742$58,778$9,5000.21
CUNY Medgar Evers College$44,311—$15,0960.34
CUNY Lehman College$42,300$50,858$12,6900.30
CUNY Hunter College$42,227—$9,6080.23
Keuka College$40,642$46,999$40,5931.00
National Median$37,296—$26,3620.71

Other Social Work Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
CUNY York College
Jamaica
$7,358$44,742$9,500
CUNY Medgar Evers College
Brooklyn
$7,352$44,311$15,096
CUNY Lehman College
Bronx
$7,410$42,300$12,690
CUNY Hunter College
New York
$7,382$42,227$9,608
Keuka College
Keuka Park
$38,000$40,642$40,593

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University at Albany, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 49 graduates with debt data. Small samples may not be representative.