Analysis
A physics bachelor's degree typically carries substantial debt relative to early earnings, and the estimated figures here illustrate why this path requires careful financial planning. Based on comparable physics programs nationally, graduates might expect around $47,670 in first-year earnings while carrying approximately $23,424 in debt—a 0.49 ratio that's manageable but not generous. What's more telling is that similar programs in Ohio show median earnings of $53,504, suggesting Akron's graduates may start about $6,000 below the state average for physics majors.
The concern isn't the debt load itself, which is reasonable for a STEM field. It's that physics bachelor's degrees often serve as stepping stones to graduate school rather than direct career entry points, meaning these first-year earnings may not tell the full story. If your child plans to pursue a PhD or master's degree, factor in additional years of limited income and possible additional borrowing. If they intend to enter the workforce immediately, they should understand they're likely competing for positions where Ohio State graduates—who show stronger early earnings—may have an advantage.
The estimated debt-to-earnings ratio won't crush your child financially, but physics isn't the high-paying STEM escape hatch many families imagine it to be at the bachelor's level. Make sure graduate school plans are realistic and that your child has a clear sense of which physics career paths require advanced degrees versus which don't.
Where University of Akron Main Campus Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Ohio
Physics bachelors's programs at peer institutions in Ohio (37 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $12,799 | $47,670* | — | $23,424* | — | |
| $12,859 | $53,504* | $72,007 | $23,357* | 0.44 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Akron Main Campus, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.