Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
A debt-to-earnings ratio of 0.41 suggests manageable financial pressure, but the full picture here is clouded by limited data. Both the estimated $40,006 first-year salary and $16,261 debt figure come from national benchmarks for similar HR associate's programs, not UAF's actual graduate outcomes. The single comparable program in Alaska—at Alaska Career College—reports lower earnings at $36,546, which raises questions about whether the national estimate of $40,006 is realistic for Fairbanks's job market. Alaska's relatively small HR sector and geographic isolation could mean fewer entry-level opportunities than the national model assumes.
That said, if the $40,006 figure holds and debt stays near $16,261, the financial math works reasonably well for an associate's degree. The estimated debt is notably lower than the $26,536 national median for these programs, which matters when starting salaries in HR support roles rarely crack $50,000. The concern is whether UAF graduates actually achieve earnings closer to the Alaska benchmark of $36,546, which would make the investment less attractive—though still not dire given the modest debt load.
Parents should recognize they're making this decision with incomplete information. The suppressed data means UAF's actual track record is unknown. Before committing, get concrete information from the school about where recent graduates work and what they earn—and whether those jobs keep students in Alaska or require relocation to access better HR markets elsewhere.
Where University of Alaska Fairbanks Stands
Earnings vs. debt across all human resources management and services associates's programs nationally
Compare to Similar Programs in Alaska
Human Resources Management and Services associates's programs at peer institutions in Alaska (2 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,640 | $40,006* | — | $16,261* | — | |
| — | $36,546* | — | $20,000* | 0.55 | |
| National Median | — | $40,006* | — | $26,536* | 0.66 |
Career Paths
Occupations commonly associated with human resources management and services graduates
Compensation and Benefits Managers
Human Resources Managers
Training and Development Managers
Labor Relations Specialists
Business Teachers, Postsecondary
Law Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Coroners
Regulatory Affairs Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Alaska Fairbanks, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 23 similar programs. Actual outcomes may vary.