Analysis
A debt-to-earnings ratio around 0.50 typically signals manageable student debt, but the wider Arizona context complicates this picture. Based on comparable business programs nationally, first-year earnings near $48,000 and debt around $24,000 seem reasonable—until you consider that the one Arizona business program with reported outcomes (DeVry) shows graduates earning $57,000 right out of the gate. That's a $10,000 gap that matters significantly when you're making loan payments.
The challenge here is navigating uncertainty. We're relying on national peer programs to estimate what University of Arizona business graduates might earn, but Arizona's business education landscape appears more varied than the national pattern suggests. With only four programs statewide and limited public data, it's unclear whether U of A's outcomes align more closely with typical national performance or with the stronger Arizona market that DeVry's graduates seem to access. The school's 86% admission rate and solid SAT average suggest a mainstream public university experience, which could support either scenario.
For parents, this means the investment hinges on unknowns. If outcomes match state patterns, the program looks strong. If they track closer to national medians while competing in Arizona's job market, your student might face steeper competition from peers with higher starting salaries. Before committing, push the university for actual placement data and starting salaries—schools track this information even when federal reporting doesn't capture it.
Where University of Arizona Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Compare to Similar Programs in Arizona
Business/Commerce bachelors's programs at peer institutions in Arizona (4 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,626 | $47,506* | — | $23,624* | — | |
| $17,488 | $57,020* | $56,664 | $47,236* | 0.83 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Arizona, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 242 similar programs. Actual outcomes may vary.