Analysis
Teacher preparation programs across Arkansas show a $4,000 spread in first-year earnings, with Harding graduates at $39,242 and University of Arkansas grads starting at $31,068. Based on comparable education bachelor's programs nationally, University of Arkansas at Monticello likely falls around $38,660—tracking close to Harding but well above both the Arkansas median of $35,155 and their in-state competitors at the flagship campus. For parents, this suggests UAM's program may provide better early earning potential than some larger institutions in the state.
The estimated debt load of $24,333 appears manageable for education majors, coming in below both the state median ($33,448) and the national benchmark ($26,522). That 0.63 debt-to-earnings ratio means graduates would owe roughly eight months of their first-year salary—a reasonable burden for a field where steady employment and loan forgiveness programs can help accelerate repayment. With nearly half of UAM students receiving Pell grants, this lower debt figure matters even more for families watching every dollar.
The main uncertainty here is that we're working from peer program data rather than UAM's actual graduate outcomes. Still, teaching salaries in Arkansas follow fairly predictable patterns based on state funding formulas, so these estimates likely reflect reality more closely than they would in fields with wider salary variation. For families committed to education careers in Arkansas, this program appears positioned to deliver competitive outcomes without excessive debt.
Where University of Arkansas at Monticello Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs in Arkansas
Education bachelors's programs at peer institutions in Arkansas (5 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,868 | $38,660* | — | $24,333* | — | |
| $24,888 | $39,242* | — | $40,375* | 1.03 | |
| $9,748 | $31,068* | $43,274 | $26,522* | 0.85 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Arkansas at Monticello, approximately 49% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.