Mathematics at University of Arkansas at Monticello

A mathematics bachelor's degree from UAM suggests solid financial fundamentals, with estimated debt of $16,711 placing graduates in a manageable position relative to peer programs. That debt-to-earnings ratio of 0.41 is notably lower than the national figure for math degrees ($21,500), though the estimated first-year earnings of $40,993 lag the national median by about $8,000. Since these estimates draw from only three Arkansas math programs, they reflect a small peer group, but the pattern is consistent: Arkansas math graduates generally start lower than their national counterparts, while carrying less debt.

The context matters here—nearly half of UAM students receive Pell grants, suggesting many come from lower-income backgrounds where even modest debt loads carry weight. However, mathematics degrees typically offer strong career flexibility, and the relatively low debt burden provides breathing room for graduates to pursue teaching, analytics, actuarial work, or graduate school without being financially constrained. Comparable programs across Arkansas show similar earnings patterns, with only minor variation between institutions.

For families weighing this investment, the low debt figure is the program's strongest asset. While first-year earnings estimates sit below national averages, starting around $41,000 with under $17,000 in debt creates a workable financial foundation. The bigger question is whether your student plans to leverage the math degree for careers that command higher salaries—fields where Arkansas wages may limit upside—or stay regional where these figures reflect realistic expectations.