Mathematics at University of Arkansas-Fort Smith

A mathematics bachelor's degree from UA-Fort Smith carries an estimated $16,711 in debt—notably below both the national median of $21,500 and the typical bachelor's borrower's load. Based on similar programs across Arkansas, first-year earnings hover around $41,000, which aligns with the state median but falls roughly $8,000 short of national benchmarks for math graduates. The debt-to-earnings ratio of 0.41 suggests manageable repayment, roughly equivalent to five months of gross income.

The earnings gap deserves scrutiny. While Arkansas math programs generally trail their national counterparts, the state's lower cost of living partially offsets this difference. What matters most is career trajectory: mathematics degrees typically open doors to fields like data analysis, actuarial work, and teaching, where advancement matters more than starting salary. For students planning to remain in Arkansas or enter education locally, these estimates reflect realistic expectations. For those eyeing competitive tech markets or advanced quantitative roles, the starting point may require additional credentials or self-study to bridge the gap.

The relatively light debt load is this program's strongest selling point. If your child can graduate near that $17,000 estimate and secure employment in the $40,000 range—targets that peer programs in Arkansas consistently hit—they'll face reasonable financial pressure while building toward better-compensated positions. Just recognize you're evaluating a best guess based on Arkansas norms, not this campus's specific track record.