Analysis
This program's earnings fall about $5,000 short of the national median for social work degrees, landing in just the 21st percentile nationally. However, within Arkansas, it performs closer to the middle of the packβranking in the 40th percentile among the state's 10 social work programs. That's still below competitors like Harding ($41,835) and the University of Arkansas ($35,424), but the gap isn't as dramatic as the national comparison suggests.
The debt load of $23,500 is actually lower than both state and national medians, which matters in a field where social workers rarely see dramatic salary growth. With a debt-to-earnings ratio of 0.72, graduates could feasibly manage repayment, though starting at $32,532 leaves little room for error in the budget. Social work often requires additional credentials for advancement, which means more education costs down the road.
The critical caveat: these numbers come from fewer than 30 graduates, so they could swing significantly with a different cohort. If your child is committed to social work and needs to stay in-state, this program won't bury them in unmanageable debt. But if they have the grades to compete for admission elsewhere, Arkansas's flagship program or Harding both deliver noticeably better earnings outcomes for similar or comparable debt levels.
Where University of Arkansas-Fort Smith Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How University of Arkansas-Fort Smith graduates compare to all programs nationally
Compare to Similar Programs in Arkansas
Social Work bachelors's programs at peer institutions in Arkansas (10 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,906 | $32,532 | β | $23,500 | 0.72 | |
| $24,888 | $41,835 | $42,758 | $29,000 | 0.69 | |
| $9,748 | $35,424 | $41,601 | $27,000 | 0.76 | |
| $8,455 | $35,408 | $46,872 | $26,980 | 0.76 | |
| $7,754 | $33,140 | $43,119 | $29,370 | 0.89 | |
| $9,019 | $28,094 | β | $29,145 | 1.04 | |
| National Median | β | $37,296 | β | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Arkansas-Fort Smith, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 19 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.