Analysis
UC Santa Cruz's Behavioral Sciences program presents a troubling financial picture that should concern any parent considering this investment. With graduates earning just $28,709 one year after completion, this program ranks in the bottom 5th percentile nationally—meaning 95% of similar programs across the country produce better-earning graduates. Even within California, where competition is fierce, this program sits at just the 40th percentile, with graduates earning $3,200 less than the state median.
The debt situation compounds these concerns. While the $17,500 median debt is lower than both national and state averages, it still creates a debt-to-earnings ratio of 0.61—meaning graduates owe more than half their first year's salary. When your child's UC Santa Cruz degree produces lower earnings than for-profit institutions like University of Phoenix or Ashford University, something is seriously amiss with the program's value delivery.
The stark reality is that this program appears to significantly underperform expectations for a UC system school. Your child would likely face years of financial struggle while classmates from other California programs—including less prestigious institutions—enjoy substantially higher starting salaries. Unless there are compelling personal reasons to pursue this specific program at this campus, exploring behavioral sciences options at other UC schools or even Cal State universities would likely yield better financial outcomes.
Where University of California-Santa Cruz Stands
Earnings vs. debt across all behavioral sciences bachelors's programs nationally
Earnings Distribution
How University of California-Santa Cruz graduates compare to all programs nationally
Compare to Similar Programs in California
Behavioral Sciences bachelors's programs at peer institutions in California (11 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $14,560 | $28,709 | — | $17,500 | 0.61 | |
| — | $38,087 | $37,783 | $49,770 | 1.31 | |
| $13,160 | $37,661 | $35,778 | $51,388 | 1.36 | |
| $41,390 | $31,899 | $49,240 | $24,583 | 0.77 | |
| $20,462 | $29,830 | — | $27,000 | 0.91 | |
| National Median | — | $35,410 | — | $26,944 | 0.76 |
Career Paths
Occupations commonly associated with behavioral sciences graduates
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Social and Community Service Managers
Life Scientists, All Other
Social Scientists and Related Workers, All Other
Social Science Research Assistants
Community and Social Service Specialists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of California-Santa Cruz, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.