Analysis
UC Santa Cruz's Mathematics program starts rough but finishes strong. That $40,798 first-year salary lands in just the 21st percentile nationally—well below the national median of $48,772. But four years out, graduates reach $71,946, representing 76% growth that outpaces most mathematics programs. Among California's 67 math programs, this ranks in the 60th percentile, sitting comfortably above the state median of $38,449, though it trails UC peers like San Diego ($52,339) and Berkeley ($46,674).
The debt picture is manageable: $19,232 represents less than half of first-year earnings and sits below both state and national medians. For a UC education, that's reasonable leverage. The challenge is surviving those lean early years when earnings lag significantly behind what mathematics graduates typically earn. If your child can weather a period of lower initial compensation—perhaps living at home or working in a lower-cost area—the trajectory looks promising.
This program rewards patience. It's not the fastest route to strong mathematics earnings in California, but the combination of moderate debt, solid long-term growth, and a UC degree makes it workable for students who don't need immediate high earnings. Just be prepared for that first year or two to feel financially tight compared to peers at Cal Poly or other top California programs.
Where University of California-Santa Cruz Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Distribution
How University of California-Santa Cruz graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of California-Santa Cruz | $40,798 | $71,946 | +76% |
| University of California-Los Angeles | $38,449 | $77,892 | +103% |
| University of California-Irvine | $45,924 | $70,461 | +53% |
| California Polytechnic State University-San Luis Obispo | $53,136 | $65,655 | +24% |
| University of California-Santa Barbara | $46,447 | $64,574 | +39% |
Compare to Similar Programs in California
Mathematics bachelors's programs at peer institutions in California (67 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $14,560 | $40,798 | $71,946 | $19,232 | 0.47 | |
| $11,075 | $53,136 | $65,655 | $16,718 | 0.31 | |
| $15,265 | $52,339 | $56,452 | $16,250 | 0.31 | |
| $62,326 | $50,712 | — | — | — | |
| $14,850 | $46,674 | — | $20,500 | 0.44 | |
| $14,965 | $46,447 | $64,574 | $17,000 | 0.37 | |
| National Median | — | $48,772 | — | $21,500 | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of California-Santa Cruz, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 70 graduates with reported earnings and 98 graduates with debt data. Small samples may not be representative.