Median Earnings (1yr)
$40,798
21st percentile (60th in CA)
Median Debt
$19,232
11% below national median
Debt-to-Earnings
0.47
Manageable
Sample Size
70
Adequate data

Analysis

UC Santa Cruz's Mathematics program starts rough but finishes strong. That $40,798 first-year salary lands in just the 21st percentile nationally—well below the national median of $48,772. But four years out, graduates reach $71,946, representing 76% growth that outpaces most mathematics programs. Among California's 67 math programs, this ranks in the 60th percentile, sitting comfortably above the state median of $38,449, though it trails UC peers like San Diego ($52,339) and Berkeley ($46,674).

The debt picture is manageable: $19,232 represents less than half of first-year earnings and sits below both state and national medians. For a UC education, that's reasonable leverage. The challenge is surviving those lean early years when earnings lag significantly behind what mathematics graduates typically earn. If your child can weather a period of lower initial compensation—perhaps living at home or working in a lower-cost area—the trajectory looks promising.

This program rewards patience. It's not the fastest route to strong mathematics earnings in California, but the combination of moderate debt, solid long-term growth, and a UC degree makes it workable for students who don't need immediate high earnings. Just be prepared for that first year or two to feel financially tight compared to peers at Cal Poly or other top California programs.

Where University of California-Santa Cruz Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

University of California-Santa CruzOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of California-Santa Cruz graduates compare to all programs nationally

University of California-Santa Cruz graduates earn $41k, placing them in the 21th percentile of all mathematics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Mathematics bachelors's programs at peer institutions in California (67 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of California-Santa Cruz$40,798$71,946$19,2320.47
California Polytechnic State University-San Luis Obispo$53,136$65,655$16,7180.31
University of California-San Diego$52,339$56,452$16,2500.31
Pomona College$50,712———
University of California-Berkeley$46,674—$20,5000.44
University of California-Santa Barbara$46,447$64,574$17,0000.37
National Median$48,772—$21,5000.44

Other Mathematics Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
California Polytechnic State University-San Luis Obispo
San Luis Obispo
$11,075$53,136$16,718
University of California-San Diego
La Jolla
$15,265$52,339$16,250
Pomona College
Claremont
$62,326$50,712—
University of California-Berkeley
Berkeley
$14,850$46,674$20,500
University of California-Santa Barbara
Santa Barbara
$14,965$46,447$17,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of California-Santa Cruz, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 70 graduates with reported earnings and 98 graduates with debt data. Small samples may not be representative.