Analysis
UCF's biology program shows a troubling pattern that should concern parents: graduates start with poverty-level wages of $23,710βplacing the program in just the 5th percentile nationally. While earnings do climb substantially to $37,529 by year four (a 58% increase), this "fast riser" trajectory means your child will likely struggle financially in those crucial early career years. The debt load of $21,900 is manageable compared to national averages, but when paired with such low starting salaries, it creates a debt-to-earnings ratio that's uncomfortably high at 0.92.
The state comparison offers little comfort. UCF's biology graduates earn significantly less than peers at community colleges like St. Petersburg College ($37,741) and Miami Dade College ($34,568), and fall well below the Florida median of $27,034. This performance ranks UCF at just the 40th percentile among Florida's 38 biology programsβmediocre for a major state research university.
For parents considering this investment, the key question is whether your child can weather those lean early years while debt payments kick in. The strong earnings growth suggests the program does build valuable skills over time, but the immediate post-graduation financial reality could force difficult decisions about graduate school, living situations, or career pivots. Consider whether your child has family financial support or if they're exploring more specialized biology tracks that might command higher starting salaries.
Where University of Central Florida Stands
Earnings vs. debt across all biology bachelors's programs nationally
Earnings Distribution
How University of Central Florida graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Central Florida | $23,710 | $37,529 | +58% |
| University of Florida-Online | $24,713 | $47,840 | +94% |
| University of Florida | $24,713 | $47,840 | +94% |
| Nova Southeastern University | $23,110 | $45,275 | +96% |
| Florida State College at Jacksonville | $25,912 | $44,884 | +73% |
Compare to Similar Programs in Florida
Biology bachelors's programs at peer institutions in Florida (38 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,368 | $23,710 | $37,529 | $21,900 | 0.92 | |
| $2,682 | $37,741 | β | $40,916 | 1.08 | |
| $2,838 | $34,568 | β | $13,750 | 0.40 | |
| $24,136 | $34,287 | β | $39,000 | 1.14 | |
| $5,785 | $34,012 | $42,723 | $28,125 | 0.83 | |
| $33,424 | $32,909 | β | $26,000 | 0.79 | |
| National Median | β | $32,316 | β | $25,000 | 0.77 |
Career Paths
Occupations commonly associated with biology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Medical Scientists, Except Epidemiologists
Biological Science Teachers, Postsecondary
Forensic Science Technicians
Secondary School Teachers, Except Special and Career/Technical Education
Biological Technicians
Agricultural Technicians
Precision Agriculture Technicians
Food Science Technicians
Biological Scientists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Florida, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 486 graduates with reported earnings and 533 graduates with debt data. Small samples may not be representative.