Civil Engineering at University of Central Florida
Bachelor's Degree
Analysis
UCF's civil engineering program sits right in the middle of Florida's offerings, outearning the state median by $8,700 while carrying notably less debt than most competitors. At $21,374 in typical debt—about $2,600 below the Florida median—graduates start with a manageable financial burden and first-year earnings of $69,321 that translate to a 0.31 debt-to-earnings ratio. Among Florida's 13 civil engineering programs, this ranks in the 60th percentile for earnings, placing it solidly above average despite trailing flagship programs like UF and USF.
The growth trajectory is steady if unspectacular: earnings climb 8% to $74,900 by year four, which tracks with typical civil engineering career progression. The debt advantage is meaningful here—UCF graduates owe roughly $7,100 less than the national median while earning essentially the same first-year salary. That lighter debt load gives graduates more flexibility in accepting entry-level positions across public and private sectors without immediate financial pressure.
For Florida residents paying in-state tuition, this represents solid value: you're getting competitive engineering training at one of the state's largest programs without the debt burden that comes with borrowing at other schools. The 40% admission rate makes it more accessible than UF while delivering outcomes that justify the investment, particularly for students who want to stay in Florida's growing infrastructure and construction markets.
Where University of Central Florida Stands
Earnings vs. debt across all civil engineering bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Central Florida graduates compare to all programs nationally
University of Central Florida graduates earn $69k, placing them in the 48th percentile of all civil engineering bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Florida
Civil Engineering bachelors's programs at peer institutions in Florida (13 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Central Florida | $69,321 | $74,900 | $21,374 | 0.31 |
| University of Florida | $72,889 | $79,578 | $20,121 | 0.28 |
| University of South Florida | $70,047 | $75,400 | $23,000 | 0.33 |
| Florida State University | $67,050 | $73,180 | $23,199 | 0.35 |
| Florida International University | $66,215 | $79,749 | $21,250 | 0.32 |
| University of North Florida | $65,622 | $71,937 | $23,622 | 0.36 |
| National Median | $69,574 | — | $24,500 | 0.35 |
Other Civil Engineering Programs in Florida
Compare tuition, earnings, and debt across Florida schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Florida Gainesville | $6,381 | $72,889 | $20,121 |
| University of South Florida Tampa | $6,410 | $70,047 | $23,000 |
| Florida State University Tallahassee | $5,656 | $67,050 | $23,199 |
| Florida International University Miami | $6,565 | $66,215 | $21,250 |
| University of North Florida Jacksonville | $6,389 | $65,622 | $23,622 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Florida, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 97 graduates with reported earnings and 83 graduates with debt data. Small samples may not be representative.