Median Earnings (1yr)
$23,324
39th percentile (40th in FL)
Median Debt
$22,036
13% below national median
Debt-to-Earnings
0.94
Manageable
Sample Size
227
Adequate data

Analysis

UCF's Fine and Studio Arts program demonstrates something rare in this field: actual income growth over time. While the $23,324 starting salary sits near both state and national medians, earnings jump 68% to reach $39,134 by year four—well above what most Florida programs deliver at that point. The relatively modest debt load of $22,036 means graduates enter the workforce with less than a year's initial earnings in loans, a more manageable situation than the typical fine arts program.

However, context matters here. Even with that strong growth trajectory, UCF's program still performs in the 40th percentile among Florida's 24 fine arts programs. Schools like UNF and FAU deliver considerably higher earnings at similar price points. For families comfortable with the inherent financial risks of an arts degree, UCF offers a path where graduates can potentially build toward a sustainable income rather than hitting an early ceiling. The growth pattern suggests that UCF graduates are finding ways to monetize their skills—whether through commercial art, teaching, or creative industries—more successfully than many of their peers.

The tradeoff is straightforward: you're betting on long-term trajectory rather than immediate returns. If your student needs financial independence right after graduation, the sub-$24,000 starting salary will be challenging. But if they can weather those first few years—perhaps with family support—the momentum shown in the data suggests real career development rather than just survival wages.

Where University of Central Florida Stands

Earnings vs. debt across all fine and studio arts bachelors's programs nationally

University of Central FloridaOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Central Florida graduates compare to all programs nationally

University of Central Florida graduates earn $23k, placing them in the 39th percentile of all fine and studio arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Fine and Studio Arts bachelors's programs at peer institutions in Florida (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Central Florida$23,324$39,134$22,0360.94
University of North Florida$31,770$38,737$27,0000.85
Florida Atlantic University$28,726$34,266$14,7500.51
Florida State University$26,785$38,712$20,2220.75
University of South Florida$24,818$30,996$22,5000.91
University of West Florida$23,843$31,211$16,7500.70
National Median$24,742—$25,2951.02

Other Fine and Studio Arts Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of North Florida
Jacksonville
$6,389$31,770$27,000
Florida Atlantic University
Boca Raton
$4,879$28,726$14,750
Florida State University
Tallahassee
$5,656$26,785$20,222
University of South Florida
Tampa
$6,410$24,818$22,500
University of West Florida
Pensacola
$6,360$23,843$16,750

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Florida, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 227 graduates with reported earnings and 195 graduates with debt data. Small samples may not be representative.