Liberal Arts and Sciences, General Studies and Humanities at University of Central Florida
Bachelor's Degree
Analysis
UCF's Liberal Arts program punches well above its weight class. Graduates earn $48,391 in their first year—ahead of every Florida public university except Miami (a private school with significantly higher tuition), and ranking in the 95th percentile nationally for this degree. Just as impressive: the median debt of $15,135 is less than half the state average and creates a debt-to-earnings ratio of 0.31, meaning graduates owe roughly four months of their first-year salary.
The earnings trajectory warrants attention—graduates actually see a slight dip to $47,044 by year four. This could reflect the nature of Liberal Arts careers, where early roles may offer more stability than dramatic growth, or it might indicate graduates are still finding their footing in chosen fields. Among Florida's 41 programs, this performance still lands in the 80th percentile, suggesting the slight decline is more about the field than this specific program.
For families concerned about the "what can you do with a Liberal Arts degree?" question, UCF provides a compelling answer: you can earn more than most business majors nationally while carrying minimal debt. At a selective but accessible public university (40% admission rate, 33% Pell-eligible), this program offers strong value for students who want broad intellectual training without financial burden. The lack of dramatic salary growth means this degree is a solid foundation, not a lottery ticket—but the low debt makes that tradeoff entirely reasonable.
Where University of Central Florida Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Central Florida graduates compare to all programs nationally
University of Central Florida graduates earn $48k, placing them in the 95th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Florida
Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Florida (41 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Central Florida | $48,391 | $47,044 | $15,135 | 0.31 |
| University of Miami | $50,614 | $51,653 | $28,590 | 0.56 |
| Barry University | $46,015 | $40,411 | $46,429 | 1.01 |
| University of South Florida | $45,230 | $45,069 | $30,676 | 0.68 |
| Saint Leo University | $40,874 | $45,963 | $30,624 | 0.75 |
| Florida State University | $35,361 | $37,699 | $21,349 | 0.60 |
| National Median | $36,340 | — | $27,000 | 0.74 |
Other Liberal Arts and Sciences, General Studies and Humanities Programs in Florida
Compare tuition, earnings, and debt across Florida schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Miami Coral Gables | $59,926 | $50,614 | $28,590 |
| Barry University Miami | $33,450 | $46,015 | $46,429 |
| University of South Florida Tampa | $6,410 | $45,230 | $30,676 |
| Saint Leo University Saint Leo | $28,360 | $40,874 | $30,624 |
| Florida State University Tallahassee | $5,656 | $35,361 | $21,349 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Florida, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.